322 Ocean Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 322 Ocean Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 8,087 sqft · built 2004
Lot Size	1.13 acres (49,567 sqft)
Owner	2 Company Names on Record
Tax Bill	$46,095 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0914 B:006A L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0914 B:006A L:0`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	8,087 sqft Living Area
Gross Area	15,290 sqft
Basement Area	3,440 sqft
Unfinished Basement	3,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	49,567 sqft (1.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	322 OCEAN AVE
City	MARBLEHEAD
State	MA
Zip	01945-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	BD BARKER
Legal Block	6A
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4011
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 960581, BOSTON, MA 02196-0581
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Dec 5, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2004
Deed Sale	Mar 10, 2004
Prior Sale	Mar 10, 2004 · Amount on Record
Deed Book / Page	22497 / 340
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	322 OCEAN AVE, MARBLEHEAD, MA 01945-3706
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041303-268
Date	Nov 15, 2022
Book Page	41303/268
Instrument	20221115003400

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	322 OCEAN AVE, MARBLEHEAD, MA 01945-3706
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041073-361
Date	Jul 18, 2022
Book Page	41073/361
Instrument	20220718004490

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	322 OCEAN AVE, MARBLEHEAD, MA 01945-3706
Document Number	37237-581
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	322 OCEAN AVE MARBLEHEAD MA 019453706, MARBLEHEAD, MA 01945-3706

Mortgage

Document Number	37237-581
Date	Dec 21, 2018
Book Page	037237/000581
Instrument	1221006180

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,095.00 (+4.16%)	$5,093,400 (+3.12%) Land $2,007,200 Building $3,086,200	$4,240,800
2024	$44,255.00 (+3.43%)	$4,939,200 (+15.43%) Land $1,951,800 Building $2,987,400
2023	$42,788.00	$4,278,800 Land $1,868,600 Building $2,410,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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