322 Oak St E, Millville, NJ 08332 Property Records

Cumberland County and Millville City property record for 322 Oak St E, Millville, NJ 08332 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,442 sqft · built 1900
Lot Size0.096 acres (4,160 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (May 2026)
Tax Bill$2,446 (2025)
Deeds & MortgagesOct 2023 Mortgage
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2-188400

Property Details

APN / Parcel Number

Primary APN2-188400
Alternative APNs
  • 10-00370-0000-00005
  • 100037000005

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,442 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area4,160 sqft (0.096 acres)
Lot Dimensions126 ft deep x 33 ft wide

Location & Zoning

Account Number2-188400
Street Address322 OAK ST E
CityMILLVILLE
StateNJ
Zip08332-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block370
Legal Lot Number5
JurisdictionCUMBERLAND NJ
Township / Civil DivisionMILLVILLE
Census Block Group3
Census Block3004
Census Tract30200

Owner

Source: Cumberland County and Millville City records · APN 2-188400

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address322 OAK ST E, MILLVILLE, NJ 08332-3118
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage
RCN CAPITAL LLC
May 21, 2026Deed, Transfer · FHA Mortgage
OPTION ONE MORTGAGE CORPORATION
Dec 20, 2022Deed, Transfer · Stand-Alone First Mortgage
RCN CAPITAL LLC
Mar 21, 2018Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleDec 20, 2022 · Amount on Record
Deed Document Number2026739571
Deed Book / Page4285 / 7762
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NJ
Property Address322 OAK ST E, MILLVILLE, NJ 08332-3118
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyPITTMAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000681100
DateOct 19, 2023
Book Page4247/7319
Instrument681100
Lender
NameRCN CAPITAL LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionCUMBERLAND NJ
Recording DateMay 21, 2026
Property Address322 OAK ST E, MILLVILLE, NJ 08332-3118
Document Number0000739571
Book / Page4285 / 7762
Instrument DateMay 21, 2026
Instrument2026739571
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyAMERICAN LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$19,190.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address322 OAK ST E, MILLVILLE, NJ 08332-3118

Mortgage

Document Number0000739572,
DateMay 21, 2026
Instrument2026739572
Lender
NameOPTION ONE MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

Mortgage

Document Number0000739573,
DateMay 21, 2026
Book Page4285/7788
Instrument2026739573
Lender
NameNJ HOUSING AND MORTGAGE FINANCIAL AGENCY
Agreement
AmountAmount Recorded
Term5 Months
DueMay 13, 2031
Interest
Rate6.37%
Max Rate-1%

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionCUMBERLAND NJ
Recording DateDec 20, 2022
Property Address322 OAK ST E, MILLVILLE, NJ 08332-3118
Document Number0000662936
Book / Page4236 / 3487
Instrument DateDec 02, 2022
Instrument662936
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 E COLLINGS AVE, COLLINGSWOOD, NJ 08108-3702

Mortgage

Document Number0000662937
DateDec 20, 2022
Instrument662937
Lender
NameRCN CAPITAL LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0000662938
DateDec 20, 2022
Book Page4236/3509
Instrument662938
Lender
NameRCN CAPITAL LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term13 Months
DueJan 01, 2024

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCUMBERLAND NJ
Recording DateMar 21, 2018
Property Address322 OAK ST E, MILLVILLE, NJ 08332-3118
Document Number0000550609
Book / Page004164 / 006004
Instrument DateMar 19, 2018
Instrument550609
Transaction TypeTransfer
Record UpdatedApr 09, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$10.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1019 E COMMERCE ST BRIDGETON NJ 083024407, BRIDGETON, NJ 08302-4407

Tax Assessment & Valuation

Source: Cumberland County and Millville City records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCumberland County
MunicipalityMillville City
Unified School DistrictMillville City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$60,300 (-) Land $15,000 Building $45,300$60,300 (-) Land $15,000 Building $45,300
2025$2,446.00 (+3.34%)$60,300 (-) Land $15,000 Building $45,300$60,300 (-) Land $15,000 Building $45,300
2024$2,367.00 (+3.59%)
2023$60,300 Land $15,000 Building $45,300$60,300 Land $15,000 Building $45,300
2022$2,285.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (34011C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 768 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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