322 Nelson Rd, Matthews, NC 28104 Property Records

Union County property record for 322 Nelson Rd, Matthews, NC 28104

Property Summary

Property TypeSingle Family Home
Details5 ba · 5,156 sqft · built 1999
Lot Size2.1 acres (91,476 sqft)
OwnerIndividual Name on Record
Last Sale$1,200,000 (Apr 2020)
Tax Bill$8,460 (2025)
Deeds & MortgagesMar 2021 Transfer
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-138-143

Property Details

APN / Parcel Number

Primary APN07-138-143

Interior

Bedrooms1 Bed
Full Baths5 Baths
Stories2 Stories
Building Area5,156 sqft Living Area
Gross Area5,990 sqft
1st Floor Area3,779 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeWood
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area91,476 sqft (2.1 acres)
Garage TypeMixed
Garage Area1,834 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area321 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address322 NELSON RD
CityMATTHEWS
StateNC
Zip28104-6001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60 WEDDI
Legal DescriptionP/#16A WELLINGTON WOODS IV OPCB019A
Legal SubdivisionWELLINGTON WOODS
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1015
Census Tract20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address322 NELSON RD, MATTHEWS, NC 28104-6001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Intrafamily Transfer, Transfer
Apr 23, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2020 · Amount on Record
Deed SaleApr 23, 2020 · Amount on Record
Deed Document Number202013646
Deed Book / Page7645 / 454
Last Transfer DateMar 22, 2021
Transfer Doc804192
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateMar 26, 2021
Property Address322 NELSON RD, MATTHEWS, NC 28104-6001
Document Number0000804192
Book / Page8041 / 92
Map ReferenceCAB B FILE 19-A
Instrument DateMar 22, 2021
Instrument14245
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address36 WINDWARD ISLE, 36, PALM BEACH GARDENS, FL 33418-8045

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 NELSON RD, WEDDINGTON, NC 28104-6001
InvestorPossibly a Property Investor

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 23, 2020
Property Address322 NELSON RD, MATTHEWS, NC 28104-6001
Document Number0007645454
Book / Page7645 / 454
Map ReferenceCAB B FILE 19-A
Instrument DateApr 23, 2020
Instrument13646
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2001 S OCEAN BLVD # BLVD702, 2001, NORTH MYRTLE BEACH, SC 29582-4110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address322 NELSON RD, WEDDINGTON, NC 28104-6001

Mortgage

Document Number0000013647
DateApr 23, 2020
Instrument13647
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.48%
Type Change DateMay 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.48%
Index1-Year LIBOR
Max Rate9.48%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWeddington Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,693,500 (-) Land $134,000 Building $1,559,500$1,693,500 (-) Land $134,000 Building $1,559,500
2025$8,460.00 (+9.76%)$1,693,500 (+39.06%) Land $134,000 Building $1,559,500$1,693,500 (+39.06%) Land $134,000 Building $1,559,500
2023$7,708.00$1,217,800 Land $71,000 Building $1,146,800$1,217,800 Land $71,000 Building $1,146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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