322 N Walnut St, Onarga, IL 60955 Property Records

Iroquois County property record for 322 N Walnut St, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Tax Bill	$4,459 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23 19 132 005`

Property Details

APN / Parcel Number

Primary APN	`23 19 132 005`

Location & Zoning

Street Address	322 N WALNUT ST
City	ONARGA
State	IL
Zip	60955-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONARGA ORIG TOWN LTS 4 THRU 15 & PT VAC ALLEY BLK 6
Legal Subdivision	ONARGA
Legal Block	6
Legal Lot Number	4-15
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	2
Census Block	2037
Census Tract	950600

Owner

Source: Iroquois County records · APN 23 19 132 005

Assessment roll updated July 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 N WALNUT ST, ONARGA, IL 60955-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Apr 14, 2022
Property Address	322 N WALNUT ST, ONARGA, IL 60955-1138
Document Number	00022R1355
Instrument Date	Mar 30, 2022
Instrument	22R1355
Transaction Type	Transfer
Record Updated	Aug 04, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 W WALNUT ST, WATSEKA, IL 60970-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1532 E 1130 NORTH RD, MILFORD, IL 60953-6232

Mortgage

Document Number	00022R1356
Date	Apr 14, 2022
Instrument	22R1356

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSEKA
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2032

Interest

Rate Type	Fixed Rate
Rate	3.85%

Tax Assessment & Valuation

Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,459.00 (+25.96%)	$51,370 (+26.62%) Land $22,800 Building $28,570	$154,110 (+26.62%) Land $68,400 Building $85,710
2022	$3,540.00	$40,570 Land $18,000 Building $22,570	$121,710 Land $54,000 Building $67,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 16, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
MCC Network Services Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, AT&T, Benton Ridge Telephone Company, T-Mobile USA.

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONARGA serves 1,409 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.