322 N Union St, Parma, MI 49269 Property Records

Jackson County property record for 322 N Union St, Parma, MI 49269

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1941
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$24,500 (Sep 2000)
Tax Bill	$892 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-06-36-226-007-01`

Property Details

APN / Parcel Number

Primary APN	`006-06-36-226-007-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,075 sqft Living Area
1st Floor Area	771 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	28,314 sqft (0.65 acres)
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 N UNION ST
City	PARMA
State	MI
Zip	49269-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 1
Legal Description	SEC 36 T2S R3W VILLAGE OF PARMA S 132 FT OF N 280.5 FT OF W 214.5 FT OF E 247.5 FT EXC BEG 280.5 FT S & 112 FT W OF NE COR
Legal Range	03W
Legal Township	02S
Legal Section	36
Jurisdiction	JACKSON MI
Township / Civil Division	PARMA
Census Block Group	4
Census Block	4034
Census Tract	6500

Owner

322 N Union St is owned and occupied by an individual who bought it in September 2000.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	322 N UNION ST, PARMA, MI 49269-9657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2000 · Amount on File
Deed Sale	Sep 18, 2000 · Amount on File
Prior Sale	Nov 25, 1998
Deed Document Number	20002166757
Deed Book / Page	1639 / 22
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	322 N UNION ST, PARMA, MI 49269-9657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002858827
Date	Sep 4, 2020
Book Page	2168/1238
Instrument	2858827

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	322 N UNION ST, PARMA, MI 49269-9657
Document Number	0002856375
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002856375
Date	Aug 5, 2020
Book Page	002167/000086
Instrument	2856375

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 322 N Union St was $892 with a homeowner's exemption, down 2% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Parma Township
Municipality	Parma Village
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,800 (+8.6%) Land $51,800	$103,600 (+8.6%) Land $103,600
2025	$892.00 (-1.98%)	$47,700 Land $47,700	$95,400 Land $95,400
2024	$910.00
2023		$34,100 Land $34,100	$68,200 Land $68,200
2022	$522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 N Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 N Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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