322 N Ohio St, Camp Point, IL 62320 Property Records

Adams County property record for 322 N Ohio St, Camp Point, IL 62320

Property Summary

Property TypeSingle Family Home
Lot Size0.57 acres (24,947 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (Mar 2020)
Tax Bill$1,444 (2024)
Deeds & MortgagesNov 2020 Mortgage
Jun 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN030088300000

Property Details

APN / Parcel Number

Primary APN030088300000

Exterior

Lot Area24,947 sqft (0.57 acres)

Location & Zoning

Street Address322 N OHIO ST
CityCAMP POINT
StateIL
Zip62320-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK 1 GAY SURVEY LOT 1
Legal Range6W
Legal Township1N
Legal Section26
Legal SubdivisionGAYS ADD
Legal Block1
Legal Lot Number1
JurisdictionADAMS IL
Township / Civil DivisionCAMP POINT
Census Block Group3
Census Block3011
Census Tract10200

Owner

Source: Adams County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 N 2ND ST, CAMP POINT, IL 62320-1124
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Jun 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Jun 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Mar 12, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Jan 5, 2010Warranty Deed, Transfer · Conventional Mortgage
MERCANTILE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Deed Document Number20201750
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address322 N OHIO ST, CAMP POINT, IL 62320-1102
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R11131
DateNov 17, 2020
Instrument2020R-11131
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 13, 2040
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address322 N OHIO ST, CAMP POINT, IL 62320-1102
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R04690
DateJun 27, 2022
Instrument2022R-04690
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2042
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address322 N OHIO ST, CAMP POINT, IL 62320-1102
Transaction TypeMortgage
Record UpdatedMay 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R04694
DateJun 27, 2022
Instrument2022R-04694
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 1, 2027
Interest
Rate TypeFixed Rate

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateMar 12, 2020
Property Address322 N OHIO ST, CAMP POINT, IL 62320-1102
Document Number2020R01750
Instrument DateMar 6, 2020
Instrument2020R-01750
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyTITLE CTRS, TITLE CENTER

Transaction

AmountAmount Recorded
Tax$82.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 N 2ND ST, CAMP POINT, IL 62320-1124

Mortgage

Document Number2020R01751
DateMar 12, 2020
Instrument2020R-01751
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.75%

January 2010: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJan 5, 2010
Property Address322 N OHIO ST, CAMP POINT, IL 62320-1102
Document Number0710/00073
Book / Page710 / 00073
Instrument DateDec 29, 2000
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$82.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 150, LIBERTY, IL 62347-0150

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 N OHIO ST, CAMP POINT, IL 62320-1102

Mortgage

Document Number0710/00074
DateJan 5, 2010
Book Page710/00074
Lender
NameMERCANTILE BANK
TypeBank
AddressQUINCY, IL 62301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2040

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionCamp Point Township
MunicipalityCamp Point Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,000 (+21.95%) Land $3,960 Building $19,040$69,000 (+21.95%) Land $11,880 Building $57,120
2024$1,444.00 (+15.24%)
2022$18,860 Land $3,250 Building $15,610$56,580 Land $9,750 Building $46,830
2021$1,253.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMP POINT
serves 1,190 people · EPA ID IL0010050
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 500

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