Beaverhead County property record for 322 N Main St, Lima, MT 59739
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,605 sqft · built 1914 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $228,760 (Mar 2024) |
| Tax Bill | $1,037 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R1816637 |
| Primary APN | R1816637 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,106 sqft (0.232 acres) |
| Lot Dimensions | 115 ft deep x 88 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 37 sqft |
| Shed | 1 Shed |
| Shed Area | 732 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000401514 |
|---|---|
| Street Address | 322 N MAIN ST |
| City | LIMA |
| State | MT |
| Zip | 59739-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARLAND ADD (LIMA), S09, T14 S, R08 W, BLOCK 1, LOT MG, ACRES 0.232 |
| Legal Range | 08W |
| Legal Township | 14S |
| Legal Section | 09 |
| Legal Subdivision | GARLAND ADD (LIMA) |
| Legal Block | 1 |
| Legal Lot Number | MG |
| Jurisdiction | BEAVERHEAD MT |
| Township / Civil Division | LIMA-CENTENNIAL VALLEY |
| Census Block Group | 2 |
| Census Block | 2682 |
| Census Tract | 100 |
Source: Beaverhead County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 137, LIMA, MT 59739-0137 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on Record |
| Deed Sale | Mar 1, 2024 · Amount on Record |
| Prior Sale | Dec 1, 2005 |
| Deed Document Number | 2024307781 |
| Deed Book / Page | 402 / 996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAVERHEAD MT |
| Recording Date | Mar 1, 2024 |
| Property Address | 322 N MAIN ST, LIMA, MT 59739-3025 |
| Document Number | 000402/996 |
| Book / Page | 402 / 996 |
| Map Reference | DOC 249771 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 307781 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | FLYING S T&E OF MT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 N MAIN ST, LIMA, MT 59739-3025 |
| Document Number | 000402/998 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 402/998 |
| Instrument | 307782 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVERHEAD MT |
| Property Address | 322 N MAIN ST, LIMA, MT 59739-3025 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9749 WALLACE LN, CLINTON, MT 59825-8501 |
| Document Number | 397/1229 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 397/1229 |
| Instrument | 299903 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 31, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVERHEAD MT |
| Property Address | 322 N MAIN ST, LIMA, MT 59739-3025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 394/1464 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 394/1464 |
| Instrument | 295161 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2060 |
Source: Beaverhead County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Beaverhead County |
| Municipality | Lima Town |
| Unified School District | Lima K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,037.00 (-9.59%) | $214,000 (-) | |
| 2025 | $1,147.00 (-34.19%) | $214,000 (-5.81%) | $214,000 (-5.81%) Land $45,625 Building $168,375 |
| 2023 | $1,743.00 | $227,200 | $227,200 Land $21,621 Building $205,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LIMA serves 279 people · EPA ID MT0000276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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