322 N Citrus Ave, Vista, CA 92084 Property Records

San Diego County property record for 322 N Citrus Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 883 sqft · built 1985
Lot Size	0.11 acres (4,790 sqft)
Owner	Individual Name on File
Last Sale	$414,000 (Apr 2018)
Tax Bill	$6,111 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`175-133-10-00`

Property Details

APN / Parcel Number

Primary APN	`175-133-10-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	883 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,790 sqft (0.11 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 N CITRUS AVE
City	VISTA
State	CA
Zip	92084-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	BLK 8 LOTS 10&11 (EX NWLY 47.25 FT&SELY 50 FT)ST CLSD& TR 001468
Legal Subdivision	VISTA TOWNSITE
Legal Tract	001468
Legal Block	8
Legal Lot Number	10,11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	19502

Owner

322 N Citrus Ave is owned and occupied by an individual who bought it in April 2018.

Source: San Diego County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	322 N CITRUS AVE, VISTA, CA 92084-5410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC
Mar 25, 2020	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC
Apr 17, 2018	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
May 17, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Prior Sale	Mar 26, 2009 · Amount on File
Deed Document Number	2018152435
Prior Transfer Date	Jul 9, 1998
Prior Transfer Doc	0000807475
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 N CITRUS AVE, VISTA, CA 92084-5410
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N CITRUS AVE, VISTA, CA 92084-5410

Mortgage

Document Number	0000740216
Date	Oct 25, 2021
Instrument	2021-0740216

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 N CITRUS AVE, VISTA, CA 92084-5410
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N CITRUS AVE, VISTA, CA 92084-5410

Mortgage

Document Number	0000213292
Date	Mar 18, 2021
Instrument	2021-0213292

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 N CITRUS AVE, VISTA, CA 92084-5410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199965
Date	May 24, 2019
Instrument	2019-0199965

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 N CITRUS AVE, VISTA, CA 92084-5410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154710
Date	Mar 25, 2020
Instrument	2020-0154710

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2018
Property Address	322 N CITRUS AVE, VISTA, CA 92084-5410
Document Number	0000152435
Map Reference	MAP 1468
Instrument Date	Mar 22, 2018
Instrument	2018-0152435
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N CITRUS AVE, VISTA, CA 92084-5410

Mortgage

Document Number	0000152436
Date	Apr 17, 2018
Instrument	2018-0152436

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2017
Property Address	322 N CITRUS AVE, VISTA, CA 92084-5410
Document Number	0000221136
Instrument Date	Apr 9, 2017
Instrument	221136
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18363 STARVATION MOUNTAIN RD ESCONDIDO CA 920253510, ESCONDIDO, CA 92025-3510

Tax Assessment & Valuation

The 2025 property tax bill for 322 N Citrus Ave was $6,111.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,476 (+2%) Land $348,173 Building $132,303
2025	$6,111.00	$471,056 Land $341,347 Building $129,709
2023	$5,684.00 (+0.23%)	$452,766 Land $328,093 Building $124,673
2022	$5,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 322 N Citrus Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 322 N Citrus Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Kwikbit, T-Mobile.

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