322 N Cherry St, Gardner, KS 66030 Property Records

Johnson County property record for 322 N Cherry St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,526 sqft · built 1982
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individuals on Record
Tax Bill	$4,617 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CP87300001-0005`

Property Details

APN / Parcel Number

Primary APN	`CP87300001-0005`
Alternative APNs	`0461362403002033000` `R5961`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	1,538 sqft
Basement Area	1,702 sqft
Finished Basement	700 sqft
Unfinished Basement	1,002 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,749 sqft (0.224 acres)
View / Lot	Neighborhood / Spot
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Raised Porch
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R5961
Street Address	322 N CHERRY ST
City	GARDNER
State	KS
Zip	66030-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRAILS DIVIDE LT 5 BLK 1 GAC 87 1 1 5
Legal Subdivision	TRAILS DIVIDE
Legal Block	1
Legal Lot Number	5
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3010
Census Tract	53707

Owner

Source: Johnson County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	322 N CHERRY ST, GARDNER, KS 66030-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF THE MIDWEST
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY BANK NA
Oct 26, 2011	Deed of Trust, Mortgage · Conventional Mortgage METCALF BANK
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Mar 5, 2021	Intrafamily Transfer, Transfer PLATINUM TITLE LLC
Dec 19, 2019	Warranty Deed, Transfer PLATINUM TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026
Deed Sale	Jan 8, 2026
Prior Sale	Apr 11, 2025 · Amount on Record
Deed Document Number	2026835
Deed Book / Page	202601 / 835
Prior Transfer Date	Mar 17, 2025
Prior Transfer Doc	0000005034
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	322 N CHERRY ST, GARDNER, KS 66030-1207
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201911/001129
Date	Nov 5, 2019
Book Page	201911/001129

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank
Address	HENRIETTA, MO 64036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 29, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	322 N CHERRY ST, GARDNER, KS 66030-1207
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201912/007678
Date	Dec 20, 2019
Book Page	201912/007678

Lender

Name	ACADEMY BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	322 N CHERRY ST, GARDNER, KS 66030-1207
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	MIDWEST TITLE COMPANY, MIDWEST TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201110/008892
Date	Oct 26, 2011
Book Page	201110/008892

Lender

Name	METCALF BANK
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2021

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jan 8, 2026
Property Address	322 N CHERRY ST, GARDNER, KS 66030-1207
Document Number	202601/835
Book / Page	202601 / 835
Instrument Date	Jan 5, 2026
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 N CHERRY ST, GARDNER, KS 66030-1207

Mortgage

Document Number	2026012178
Date	Jan 8, 2026
Instrument	202601/2178

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON KS
Recording Date	Mar 5, 2021
Property Address	322 N CHERRY ST, GARDNER, KS 66030-1207
Document Number	202103/2768
Book / Page	202103 / 2768
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N CHERRY ST, GARDNER, KS 66030-1207

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Dec 19, 2019
Property Address	322 N CHERRY ST, GARDNER, KS 66030-1207
Document Number	201912/007107
Book / Page	201912 / 007107
Instrument Date	Nov 25, 2019
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N CHERRY ST, GARDNER, KS 66030-1207

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,617.00 (-0.5%)	$38,019 (+0.4%) Land $6,320 Building $31,699	$330,600 (+0.39%) Land $54,960 Building $275,640
2024	$4,640.00 (-2.38%)	$37,869 (+0.46%) Land $6,320 Building $31,549	$329,300 (+0.46%) Land $54,960 Building $274,340
2023	$4,753.00 (+9.26%)	$37,697 (+10.41%) Land $6,320 Building $31,377	$327,800 (+10.41%) Land $54,960 Building $272,840
2022	$4,350.00	$34,144 Land $5,405 Building $28,739	$296,900 Land $47,000 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of Kansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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