322 N 84th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 322 N 84th Ave W, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 684 sqft · built 1928
Lot Size	0.137 acres (6,004 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2024)
Tax Bill	$1,624 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3510-06390`

Property Details

APN / Parcel Number

Primary APN	`010-3510-06390`
Alternative APNs	`1165578` `64341`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	684 sqft Gross Area
1st Floor Area	684 sqft
Basement Area	342 sqft
Finished Basement	342 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,004 sqft (0.137 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	90 sqft
Deck Area	84 sqft
Patio Area	196 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1165578
Street Address	322 N 84TH AVE W
City	DULUTH
State	MN
Zip	55807-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 16 AND 17 SERIAL #
Legal Subdivision	NORTONS FAIRMOUNT PARK DIV OF
Legal Block	24
Legal Lot Number	16-17
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	3600

Owner

322 N 84th Ave W is owned and occupied by an individual who bought it in May 2024.

Source: St. Louis County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	322 N 84TH AVE W, DULUTH, MN 55807-1749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on File
Deed Sale	May 16, 2024 · Amount on File
Deed Document Number	20241488073
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	322 N 84TH AVE W, DULUTH, MN 55807-1749
Document Number	00A1333652
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N 84TH AVE W DULUTH MN 558071749, DULUTH, MN 55807-1749

Mortgage

Document Number	00A1333652
Date	May 30, 2018
Instrument	A1333652

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Type	Bank
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 29, 2023

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 322 N 84th Ave W was $1,624 with a homeowner's exemption, up 8.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,624.00 (+8.41%) Homeowner's exemption
2025	$1,498.00 (-2.35%) Homeowner's exemption	$163,500 (+18.22%) Land $15,200 Building $148,300	$163,500 (+18.22%) Land $15,200 Building $148,300
2024	$1,534.00	$138,300 Land $14,000 Building $124,300	$138,300 Land $14,000 Building $124,300
2022		$129,400 Land $15,900 Building $113,500	$129,400 Land $15,900 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 N 84th Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 N 84th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20