St. Charles County property record for 322 N 6th St, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 5 ba · 3,591 sqft · built 1910 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,000 (Apr 2019) |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jan 2019 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016960A000 |
| Primary APN | 016960A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,591 sqft Living Area |
| Gross Area | 5,121 sqft |
| 1st Floor Area | 3,123 sqft |
| Basement Area | 1,530 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 363 sqft |
| Patio Area | 442 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 016960A000 |
|---|---|
| Street Address | 322 N 6TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1804 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AF2 |
| Legal Description | PT CITY BLK 183 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 183 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 310502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
322 N 6th St, a duplex, is owned by two individuals who acquired it in January 2024.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 SHERWYN LN, SAINT LOUIS, MO 63141-7821 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2024 | Intrafamily Transfer, Transfer |
| Jan 28, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Jun 8, 2017 | Loan Modification, Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on File |
| Deed Sale | Apr 12, 2019 · Amount on File |
| Prior Sale | Apr 28, 1998 · Amount on File |
| Deed Document Number | 2019164830 |
| Deed Book / Page | 7058 / 707 |
| Last Transfer Date | Jan 29, 2024 |
| Transfer Doc | 0000003564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 30, 2024 |
| Property Address | 322 N 6TH ST, SAINT CHARLES, MO 63301-1804 |
| Document Number | 0000003564 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 2024R-003564 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 SHERWYN LN, CREVE COEUR, MO 63141-7821 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 SHERWYN LN, CREVE COEUR, MO 63141-7821 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 28, 2019 |
| Property Address | 322 N 6TH ST, SAINT CHARLES, MO 63301-1804 |
| Document Number | 0070300093 |
| Book / Page | 007030 / 000093 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 42210 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 322 N 6TH ST, SAINT CHARLES, MO 63301-1804 |
| Document Number | 0067681981 |
| Book / Page | 006768 / 001981 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 322 N 6TH ST ST CHARLES MO 633011804, ST CHARLES, MO 63301-1804 |
| Document Number | 0067681981 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 006768/001981 |
| Instrument | 406930 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Jul 2, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 322 N 6th St was $3,918.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,606 (-) | $329,504 (-) Land $45,000 Building $284,504 | |
| 2025 | $3,918.00 | $62,606 | $329,504 Land $45,000 Building $284,504 |
| 2023 | $55,412 | ||
| 2022 | $291,642 Land $45,000 Building $246,642 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 322 N 6th St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 322 N 6th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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