322 N 3rd St, Louisiana, MO 63353 Property Records

Pike County property record for 322 N 3rd St, Louisiana, MO 63353

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,004 sqft · built 1840
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,760 (May 2025)
Tax Bill	$998 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-04-18-004-010-001.000`

Property Details

APN / Parcel Number

Primary APN	`08-04-18-004-010-001.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	322 N 3RD ST
City	LOUISIANA
State	MO
Zip	63353-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 161 BLK 21 ORIG TOWN OF LA TR 60 X 120
Legal Range	01W
Legal Township	54
Legal Section	18
Legal Subdivision	CITY LOUISIANA
Legal Tract	60
Legal Block	21
Legal Lot Number	161
Jurisdiction	PIKE MO
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2034
Census Tract	460100

Owner

Source: Pike County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 N 3RD ST, LOUISIANA, MO 63353-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Apr 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED CREDIT UNION
May 30, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 2, 2017	Quit Claim Deed, Transfer · Conventional Mortgage UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Book / Page	334 / 4951
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MO
Property Address	322 N 3RD ST, LOUISIANA, MO 63353-1706
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N 3RD ST, LOUISIANA, MO 63353-1706

Mortgage

Document Number	00334/7287
Date	Mar 19, 2026
Book Page	334/7287

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MO
Property Address	322 N 3RD ST, LOUISIANA, MO 63353-1706
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N 3RD ST, LOUISIANA, MO 63353-1706

Mortgage

Document Number	00333/9379
Date	Apr 17, 2023
Book Page	333/9379

Lender

Name	UNITED CREDIT UNION
Type	Credit Union
Address	MEXICO, MO 65265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE MO
Recording Date	May 30, 2025
Property Address	322 N 3RD ST, LOUISIANA, MO 63353-1706
Document Number	00334/4951
Book / Page	334 / 4951
Instrument Date	May 30, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N 3RD ST, LOUISIANA, MO 63353-1706

Mortgage

Document Number	0003344952
Date	May 30, 2025
Instrument	334/4952

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIKE MO
Recording Date	Oct 2, 2017
Property Address	322 N 3RD ST, LOUISIANA, MO 63353-1706
Document Number	00332/2695
Book / Page	332 / 2695
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 N 3RD ST, LOUISIANA, MO 63353-1706

Mortgage

Document Number	0003322696
Date	Oct 2, 2017
Instrument	332/2696

Lender

Name	UNITED CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Pike County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Pike County
Municipality	Louisiana City
Unified School District	Louisiana R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00 (+15.51%)	$15,540 (-) Land $1,710 Building $13,830	$81,800 (-) Land $9,000 Building $72,800
2023	$864.00	$15,540 Land $1,710 Building $13,830	$81,800 Land $9,000 Building $72,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1986–2013)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 8 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISIANA PWS serves 3,244 people · EPA ID MO2010479
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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