322 N 2nd St, Krum, TX 76249 Property Records

Denton County property record for 322 N 2nd St, Krum, TX 76249

Property Summary

Property Type	Single Family Home
Details	1,959 sqft · built 1964
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Sep 2001)
Tax Bill	$2,293 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R61541 51526`

Property Details

APN / Parcel Number

Primary APN	`R61541 51526`
Alternative APNs	`SK0020A-000014-0000-0000-0003` `SK0020A-000014-0000-0000` `R61541` `365237`

Interior

Stories	1 Story
Building Area	1,959 sqft Living Area
1st Floor Area	1,959 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	322 N 2ND ST
City	KRUM
State	TX
Zip	76249-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O T KRUM BLK 14 LOT 6(S20),7,8
Legal Subdivision	O T KRUM
Legal Block	14
Legal Lot Number	6
Jurisdiction	DENTON TX
Township / Civil Division	SANGER
Census Block Group	1
Census Block	1023
Census Tract	20208

Owner

Source: Denton County records · APN R61541 51526

Assessment roll updated August 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	300 NORTHRIDGE ST, DENTON, TX 76201-0825
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2001 · Amount on Record
Deed Sale	Sep 25, 2001 · Amount on Record
Deed Document Number	20011-R0100642
Prior Transfer Date	Sep 24, 2001
Prior Transfer Doc	0010100642
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Recording Date	Aug 12, 2026
Property Address	322 N 2ND ST, KRUM, TX 76249-9536
Document Number	0000095152
Instrument Date	Aug 07, 2026
Instrument	202695152
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 N ELM ST, DENTON, TX 76201-2937

Mortgage

Document Number	0000095152,
Date	Aug 12, 2026
Instrument	202695152

Lender

Name	REGIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 07, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Denton County records · Assessment roll updated August 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Krum City
Unified School District	Krum Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,293.00 (-9.12%)	$112,298 (-2.35%) Land $65,450 Building $46,848	$112,298 (-2.35%) Land $65,450 Building $46,848
2023		$115,000 Land $59,512 Building $55,488	$115,000 Land $59,512 Building $55,488
2022	$2,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Optimum Communications Cable · Fiber in parts of the area	940 / 35
AMG Technology Investment Group Fixed Wireless	400 / 100
JAB Wireless Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 343 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF KRUM serves 6,062 people
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.