322 Mountainview Ter, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 322 Mountainview Ter, Dunellen, NJ 08812

Property Summary

Property TypeSingle Family Home
Details1,550 sqft · built 1918
Lot Size0.495 acres (21,549 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Aug 2022)
Tax Bill$11,141 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN03-00017-0000-00008

Property Details

APN / Parcel Number

Primary APN03-00017-0000-00008
Alternative APN
  • 030001700008

Interior

Stories2 Stories
Building Area1,550 sqft Living Area
Gross Area1,783 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleColonial
Construction TypeFrame
Lot Area21,549 sqft (0.495 acres)
Lot Dimensions431 ft deep x 50 ft wide

Location & Zoning

Street Address322 MOUNTAINVIEW TER
CityDUNELLEN
StateNJ
Zip08812-1134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description50X431 AVG
Legal SubdivisionDUNELLEN
Legal Block17
Legal Lot Number8
JurisdictionMIDDLESEX NJ
Township / Civil DivisionDUNELLEN
Census Block Group2
Census Block2000
Census Tract300

Owner

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address322 MOUNTAINVIEW TER, DUNELLEN, NJ 08812-1134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage
POINT DIGITAL FINANCE INC
Aug 5, 2022Deed, Transfer · FHA Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2022 · Amount on Record
Deed SaleAug 5, 2022 · Amount on Record
Deed Document Number202270858
Deed Book / Page19005 / 59
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address322 MOUNTAINVIEW TER, DUNELLEN, NJ 08812-1134
Transaction TypeMortgage
Record UpdatedNov 25, 2025
Title CompanyCLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MOUNTAINVIEW TER, DUNELLEN, NJ 08812-1134

Mortgage

Document Number0000068180
DateNov 10, 2025
Book Page19870/776
Instrument2025068180
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
AmountAmount Recorded
Term359 Months
DueOct 24, 2055

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateAug 5, 2022
Property Address322 MOUNTAINVIEW TER, DUNELLEN, NJ 08812-1134
Document Number0000070858
Book / Page19005 / 59
Instrument DateJul 25, 2022
Instrument2022070858
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyNOT AVAILABLE, CLOSEPOINT USA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address448 4TH ST, 448, DUNELLEN, NJ 08812-1122

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MOUNTAINVIEW TER, DUNELLEN, NJ 08812-1134

Mortgage

Document Number0000070859
DateAug 5, 2022
Instrument2022070859
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityDunellen Borough
Unified School DistrictDunellen Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$495,000 (+8.77%) Land $103,000 Building $392,000$495,000 (+8.77%) Land $103,000 Building $392,000
2025$11,141.00 (-4.96%)$455,100 (+16.84%) Land $103,000 Building $352,100$455,100 (+16.84%) Land $103,000 Building $352,100
2024$11,722.00 (+19.37%)
2023$389,500 Land $103,000 Building $286,500$389,500 Land $103,000 Building $286,500
2022$9,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims18 (1982–2025)
Most Recent ClaimJul 2025 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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