322 Morgan Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 322 Morgan Rd, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,037 sqft · built 1952
Lot Size	0.739 acres (32,178 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jun 2005)
Tax Bill	$4,230 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`378-24300-0G-001`

Property Details

APN / Parcel Number

Primary APN	`378-24300-0G-001`
Alternative APN	`WSPR M:00378 B:24300 L:0000G`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,037 sqft Living Area
Gross Area	3,040 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,178 sqft (0.739 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	378-24300-0G-001
Street Address	322 MORGAN RD
City	WEST SPRINGFIELD
State	MA
Zip	01089-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	24300
Legal Lot Number	G
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	4
Census Block	4017
Census Tract	812401

Owner

322 Morgan Rd is owned and occupied by an individual who bought it in June 2005.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	322 MORGAN RD, WEST SPRINGFIELD, MA 01089-1746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK
Jun 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2005 · Amount on File
Deed Sale	Jun 30, 2005 · Amount on File
Prior Sale	Jan 12, 1996 · Amount on File
Deed Document Number	2005145110
Deed Book / Page	15136 / 301
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	322 MORGAN RD, WEST SPRINGFIELD, MA 01089-1746
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024612-243
Date	Jun 28, 2022
Book Page	24612/243
Instrument	38838

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	322 MORGAN RD, WEST SPRINGFIELD, MA 01089-1746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23275-40
Date	Jun 23, 2020
Book Page	23275/40
Instrument	32842

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 322 Morgan Rd was $4,230, up 0.8% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,230.00 (+0.81%)	$301,700 (+6.91%) Land $140,700 Building $161,000	$315,499 (-3.26%)
2025	$4,196.00 (-0.02%)	$282,200 (-0.42%) Land $127,800 Building $154,400	$326,135
2024	$4,197.00 (+5.8%)	$283,400 (+11.01%) Land $127,800 Building $155,600
2023	$3,967.00	$255,300 Land $127,800 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Morgan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Morgan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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