Cape May County and West Cape May Borough property record for 322 Moore St, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 2,442 sqft · built 1862 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,000 (Mar 2021) |
| Tax Bill | $9,151 (2024) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00045-0000-00010-01 |
| Primary APN | 12-00045-0000-00010-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,442 sqft Living Area |
| Year Built | Built 1862 |
|---|---|
| Effective Year Built | Effective 1862 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 322 MOORE ST |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 45 |
| Legal Lot Number | 10.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 21900 |
322 Moore St is owned and occupied by two individuals who bought it in March 2021.
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 MOORE ST, CAPE MAY, NJ 08204-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Feb 11, 2021 | Grant Deed, Transfer TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on File |
| Deed Sale | Mar 11, 2021 · Amount on File |
| Deed Document Number | 202112339 |
| Deed Book / Page | 3971 / 16 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 322 MOORE ST, CAPE MAY, NJ 08204-1100 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011990 |
|---|---|
| Date | May 31, 2023 |
| Book Page | M6651/295 |
| Instrument | 2023011990 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 22, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 322 MOORE ST, CAPE MAY, NJ 08204-1100 |
| Document Number | 0063500645 |
| Instrument Date | Mar 3, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 322 MOORE ST WEST CAPE MAY NJ 082041100, WEST CAPE MAY, NJ 08204-1100 |
| Document Number | 0063500645 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 006350/000645 |
| Instrument | 12340 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 11, 2021 |
| Property Address | 322 MOORE ST, CAPE MAY, NJ 08204-1100 |
| Document Number | 0039710016 |
| Book / Page | 003971 / 000016 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 12339 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2021 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Amount | Amount on Record |
|---|---|
| Tax | $699.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 322 MOORE ST WEST CAPE MAY NJ 082041100, WEST CAPE MAY, NJ 08204-1100 |
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608,500 (-) Land $260,000 Building $348,500 | $608,500 (-) Land $260,000 Building $348,500 | |
| 2025 | $608,500 Land $260,000 Building $348,500 | $608,500 Land $260,000 Building $348,500 | |
| 2024 | $9,151.00 | ||
| 2023 | $608,500 Land $260,000 Building $348,500 | $608,500 Land $260,000 Building $348,500 | |
| 2022 | $8,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Moore St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Moore St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001 |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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