322 Milltown Rd, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 322 Milltown Rd, Springfield, NJ 07081

Property Summary

Property TypeSingle Family Home
Details1,872 sqft · built 1949
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$293,000 (May 2012)
Tax Bill$12,899 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-02004-0000-00003

Property Details

APN / Parcel Number

Primary APN17-02004-0000-00003
Alternative APN
  • 170200400003

Interior

Stories2 Stories
Building Area1,872 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area8,407 sqft (0.193 acres)
Lot Width75 ft Width
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address322 MILLTOWN RD
CitySPRINGFIELD
StateNJ
Zip07081-2439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2004
Legal Lot Number3
JurisdictionUNION NJ
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1020
Census Tract37602

Owner

Source: Union County and Springfield Township records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address322 MILLTOWN RD, SPRINGFIELD, NJ 07081-2439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 30, 2021Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2012 · Amount on Record
Deed SaleMay 16, 2012 · Amount on Record
Deed Book / Page5906 / 682
Last Transfer DateMar 27, 2015
Transfer Doc0060530119
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Recording DateJul 10, 2026
Property Address322 MILLTOWN RD, SPRINGFIELD, NJ 07081-2439
Document Number0000094646
Book / Page15827 / 2888
Instrument DateJul 3, 2026
Instrument202694646
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyATLAS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address322 MILLTOWN RD, SPRINGFIELD, NJ 07081-2439

Mortgage

Document Number0000094646,
DateJul 10, 2026
Book Page15827/2888
Instrument202694646
Lender
NameLENDAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate6.48%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address322 MILLTOWN RD, SPRINGFIELD, NJ 07081-2439
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0154052170
DateAug 29, 2023
Book Page15405/2170
Instrument55710
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 19, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address322 MILLTOWN RD, SPRINGFIELD, NJ 07081-2439
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MILLTOWN RD, SPRINGFIELD, NJ 07081-2439

Mortgage

Document Number0151122312
DateNov 30, 2021
Book Page15112/2312
Instrument25975
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term222 Months
DueMay 1, 2040

Tax Assessment & Valuation

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$535,000 (-) Land $227,700 Building $307,300$535,000 (-) Land $227,700 Building $307,300
2025$12,899.00 (+1.52%)$535,000 (-) Land $227,700 Building $307,300$535,000 (-) Land $227,700 Building $307,300
2024$12,706.00 (+9.5%)
2023$535,000 Land $227,700 Building $307,300$535,000 Land $227,700 Building $307,300
2022$11,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims122 (1978–2023)
Claims Outside the SFHA31 of 122
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 15 claims
  • Hurricane Irene, Aug 2011 · 35 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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