322 Midtown Loop, Mount Juliet, TN 37122 Property Records

Wilson County property record for 322 Midtown Loop, Mount Juliet, TN 37122

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,318 sqft · built 2013
Lot Size	0.15 acres (6,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,900 (Mar 2013)
Tax Bill	$1,972 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054C-A-008.00`

Property Details

APN / Parcel Number

Primary APN	`054C-A-008.00`
Alternative APNs	`02054CA054C00800` `095054C A 00800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,318 sqft Living Area
Gross Area	3,857 sqft
1st Floor Area	1,506 sqft
Upper Floors Area	1,812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,504 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	224 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 MIDTOWN LOOP
City	MOUNT JULIET
State	TN
Zip	37122-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS15
Legal Description	SILVER SPRINGS PH 1 SEC 1 PB 27 PG 585 LOT 38 HOUSE PRORATED 2013 FULL VALUE 2014 50 X 130.07 IRR
Legal Subdivision	SILVER SPRINGS PH 1 SEC 1
Legal Lot Number	38
Jurisdiction	WILSON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1020
Census Tract	30203

Owner

Source: Wilson County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 MIDTOWN LOOP, MOUNT JULIET, TN 37122-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2013 · Amount on Record
Deed Sale	Mar 21, 2013 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	2013495065
Deed Book / Page	1534 / 2010
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Recording Date	May 29, 2026
Property Address	322 MIDTOWN LOOP, MOUNT JULIET, TN 37122-2641
Document Number	0000012522
Book / Page	2453 / 2246
Instrument Date	May 21, 2026
Instrument	202612522
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MIDTOWN LOOP, MOUNT JULIET, TN 37122-2641
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012522,
Date	May 29, 2026
Book Page	2453/2246
Instrument	202612522

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	322 MIDTOWN LOOP, MOUNT JULIET, TN 37122-2641
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01946/1801
Date	Mar 16, 2020
Book Page	1946/1801
Instrument	20700584

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Wilson County
Municipality	Mount Juliet City
Unified School District	Wilson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,972.00 (-5.47%)	$103,325 (-) Land $20,000 Building $83,325	$413,300 (-) Land $80,000 Building $333,300
2023		$103,325 (-) Land $20,000 Building $83,325
2022	$2,086.00	$103,325 Land $20,000 Building $83,325
2021			$413,300 Land $80,000 Building $333,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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