Hamilton County property record for 322 Michelle Dr, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,488 sqft · built 1971 |
| Lot Size | 0.234 acres (10,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,900 (Oct 1999) |
| Tax Bill | $860 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 170B B 041 |
| Primary APN | 170B B 041 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,221 sqft (0.234 acres) |
| Lot Dimensions | 128 ft deep x 85.2 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000116434 |
|---|---|
| Street Address | 322 MICHELLE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0342 02A 50 LOT 13 HILL VIEW UNIT 2 MICHELLE DR PB 26 PG 32 |
| Legal Subdivision | HILL VIEW HAMILTON UNIT TWO |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11442 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 MICHELLE DR, CHATTANOOGA, TN 37412-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 1999 · Amount on Record |
| Deed Sale | Oct 22, 1999 · Amount on Record |
| Deed Document Number | 1999213 |
| Deed Book / Page | 5469 / 719 |
| Prior Transfer Date | Aug 28, 1996 |
| Prior Transfer Doc | 0047570482 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $860.00 (+9.83%) | $56,775 (+62.1%) | $227,100 (+62.1%) Land $55,000 Building $172,100 |
| 2024 | $783.00 (-36.34%) | $35,025 (-) | $140,100 (-) Land $40,000 Building $100,100 |
| 2023 | $1,230.00 | $35,025 (-) | $140,100 (-) Land $40,000 Building $100,100 |
| 2022 | $1,230.00 | $35,025 | $140,100 Land $40,000 Building $100,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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