322 Michael St, Thomson, GA 30824 Property Records

McDuffie County property record for 322 Michael St, Thomson, GA 30824

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,725 sqft · built 1989
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual on Record
Tax Bill$618 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN0T330 00000 109 000

Property Details

APN / Parcel Number

Primary APN0T330 00000 109 000
Alternative APN
  • 12087

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,725 sqft Heated Area
1st Floor Area925 sqft
Basement Area800 sqft
Finished Basement800 sqft
FlooringWood
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1989
Architectural StyleSplit Foyer
Exterior MaterialMetal
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions141 ft deep x 105 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Deck Area120 sqft
Patio Area175 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12087
Street Address322 MICHAEL ST
CityTHOMSON
StateGA
Zip30824-2539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1R
Legal Description322 MICHAEL ST
Legal SubdivisionTHOMSON CITY
Legal BlockB
Legal Lot Number7
JurisdictionMCDUFFIE GA
Township / Civil DivisionTHOMSON
Census Block Group2
Census Block2016
Census Tract950402

Owner

Source: McDuffie County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address322 MICHAEL ST, THOMSON, GA 30824-2539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 1972
Deed SaleMar 21, 1972
Deed Document Number0000080808
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address322 MICHAEL ST, THOMSON, GA 30824-2539
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MICHAEL ST, THOMSON, GA 30824-2539

Mortgage

Document Number0000000767/0000000473
DateDec 10, 2025
Book Page0000000767/0000000473
Lender
NameF&M BANK
Agreement
AmountAmount Recorded
Term24 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyMcDuffie County
MunicipalityThomson City
Unified School DistrictMcDuffie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$618.00 (+4.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$37,850 (+5.53%) Land $2,489 Building $35,361$94,625 (+5.53%) Land $6,222 Building $88,403
2024$590.00 (+171.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$35,868 (+3.34%) Land $2,149 Building $33,719$89,669 (+3.33%) Land $5,372 Building $84,297
2023$217.00 (-51.88%) Homeowner's exemption$34,710 (+11.29%) Land $2,040 Building $32,670$86,776 (+11.29%) Land $5,100 Building $81,676
2022$451.00 Homeowner's exemption$31,189 Land $1,360 Building $29,829$77,973 Land $3,400 Building $74,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHOMSON-MCDUFFIE CO W&S COMM
serves 21,312 people · EPA ID GA1890001
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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