322 Merlin Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 322 Merlin Ct, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,808 sqft · built 2019
Lot Size	0.216 acres (9,450 sqft)
Owner	Individual Name on File
Last Sale	$493,000 (Feb 2022)
Tax Bill	$5,882 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-102-0171-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-102-0171-2`
Alternative APN	`27-3N-23-1003-0000-1270`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,808 sqft Heated Area
Gross Area	3,730 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,450 sqft (0.216 acres)
Garage Type	Finished
Garage Area	682 sqft
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	322 MERLIN CT
City	CRESTVIEW
State	FL
Zip	32539-6753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDSTONE COMMONS PH 2B LOT 127
Legal Range	23
Legal Township	03N
Legal Section	27
Legal Subdivision	REDSTONE COMMONS PHASE 2B
Legal Phase	2B
Legal Lot Number	127
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2056
Census Tract	20701

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	322 MERLIN CT, CRESTVIEW, FL 32539-6753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Feb 23, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 6, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	3528907
Deed Book / Page	3605 / 4935
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	322 MERLIN CT, CRESTVIEW, FL 32539-6753
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MERLIN CT, CRESTVIEW, FL 32539-6753

Mortgage

Document Number	0034914743
Date	Sep 14, 2020
Book Page	3491/4743
Instrument	3390993

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 23, 2022
Property Address	322 MERLIN CT, CRESTVIEW, FL 32539-6753
Document Number	0036054935
Book / Page	3605 / 4935
Map Reference	MB 28 PG 71
Instrument Date	Feb 18, 2022
Instrument	3528907
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,451.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 SCARBOROUGH ST, 418, CRESTVIEW, FL 32539-6769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MERLIN CT, CRESTVIEW, FL 32539-6753

Mortgage

Document Number	0036054937
Date	Feb 23, 2022
Instrument	3605/4937

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 6, 2019
Property Address	322 MERLIN CT, CRESTVIEW, FL 32539-6753
Document Number	0034173598
Book / Page	3417 / 3598
Map Reference	MB 28 PG 71-73
Instrument Date	Sep 4, 2019
Instrument	3303086
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,086.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MERLIN CT, CRESTVIEW, FL 32539-6753

Mortgage

Document Number	0034173599
Date	Sep 6, 2019
Instrument	3417-3599

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,882.00 (-10.93%) Homeowner's exemption	$412,546 (-8.28%) Land $47,235 Building $365,311	$412,546 (-8.28%) Land $47,235 Building $365,311
2023	$6,604.00 (+47.61%) Homeowner's exemption	$449,803 (+42.23%) Land $40,131 Building $409,672	$449,803 (+6.22%) Land $40,131 Building $409,672
2022	$4,474.00 Homeowner's exemption	$316,258	$423,477 Land $37,506 Building $385,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Lumen Technologies.

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