322 Melrose Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 322 Melrose Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,598 sqft · built 1939
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$463,000 (Dec 2023)
Tax Bill	$10,151 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00164-0000-00013-01`

Property Details

APN / Parcel Number

Primary APN	`10-00164-0000-00013-01`
Alternative APN	`1000164000000013000A`

Interior

Stories	2 Stories
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	322 MELROSE AVE
City	MIDDLESEX
State	NJ
Zip	08846-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	50X100 14-15
Legal Subdivision	CREIGHTON MANOR
Legal Block	164
Legal Lot Number	13.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2020
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 MELROSE AVE, MIDDLESEX, NJ 08846-1849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Intrafamily Transfer, Transfer
Dec 18, 2023	Deed, Transfer · FHA Mortgage LAKELAND BANK
Mar 28, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	202373498
Deed Book / Page	19362 / 1106
Last Transfer Date	Jan 10, 2024
Transfer Doc	0000003270
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 18, 2024
Property Address	322 MELROSE AVE, MIDDLESEX, NJ 08846-1849
Document Number	0000003270
Book / Page	19381 / 1880
Instrument Date	Jan 10, 2024
Instrument	2024003270
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 MELROSE AVE, MIDDLESEX, NJ 08846-1849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MELROSE AVE, MIDDLESEX, NJ 08846-1849

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 18, 2023
Property Address	322 MELROSE AVE, MIDDLESEX, NJ 08846-1849
Document Number	0000073498
Book / Page	19362 / 1106
Instrument Date	Nov 29, 2023
Instrument	2023073498
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,819.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 OAK DR, MIDDLESEX, NJ 08846-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MELROSE AVE, MIDDLESEX, NJ 08846-1849

Mortgage

Document Number	0000073499
Date	Dec 18, 2023
Instrument	2023073499

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 28, 2023
Property Address	322 MELROSE AVE, MIDDLESEX, NJ 08846-1849
Document Number	0000018342
Book / Page	19179 / 359
Instrument Date	Mar 13, 2023
Instrument	2023018342
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 PULAWSKI AVE, SOUTH RIVER, NJ 08882-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PULAWSKI AVE, SOUTH RIVER, NJ 08882-1524

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,800 (+5.85%) Land $134,800 Building $372,000	$506,800 (+5.85%) Land $134,800 Building $372,000
2025	$10,151.00 (+8.24%)	$478,800 (+18.13%) Land $134,800 Building $344,000	$478,800 (+18.13%) Land $134,800 Building $344,000
2024	$9,378.00 (+17.64%)
2023		$405,300 (+402.85%) Land $134,800 Building $270,500	$405,300 (+402.85%) Land $134,800 Building $270,500
2022	$7,972.00	$80,600 Land $30,000 Building $50,600	$80,600 Land $30,000 Building $50,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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