322 Mardis Point Rd, Joppa, AL 35087 Property Records

Morgan County property record for 322 Mardis Point Rd, Joppa, AL 35087

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,581 sqft · built 2007
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Sep 2024)
Tax Bill	$661 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-05-22-0-000-009.005`

Property Details

APN / Parcel Number

Primary APN	`21-05-22-0-000-009.005`
Alternative APNs	`135456` `72239`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	135456
Street Address	322 MARDIS POINT RD
City	JOPPA
State	AL
Zip	35087-6264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF SE1/4 OF SW1/4 OF SEC 22, T8S, R1W TH N 237.61', TH NW'LY 754.03', TO TPOB. TH CONT NW'LY 149.98', TH NE'LY
Legal Range	1W
Legal Township	8S
Legal Section	22
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	2
Census Block	2056
Census Tract	5601

Owner

322 Mardis Point Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Morgan County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 MARDIS POINT RD, JOPPA, AL 35087-6264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on File
Deed Sale	Sep 12, 2024 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Book / Page	2024 / 7965
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 17, 2017
Property Address	322 MARDIS POINT RD, JOPPA, AL 35087-6264
Document Number	2017/02354
Book / Page	2017 / 02354
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 MARDIS POINT RD, JOPPA, AL 35087-6264

Mortgage

Document Number	201708601
Date	Mar 17, 2017
Instrument	2017/08601

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 322 Mardis Point Rd was $661 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00	$18,060 Land $610 Building $17,450	$249,000 (+39.42%) Land $54,400 Building $194,600
2024			$178,600 (-1.11%) Land $6,100 Building $172,500
2023	$615.00 (-3.45%) Homeowner's exemption	$18,060 (-2.22%) Land $610 Building $17,450	$180,600 (-2.22%) Land $6,100 Building $174,500
2022	$637.00 Homeowner's exemption	$18,470 Land $610 Building $17,860	$184,700 Land $6,100 Building $178,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Mardis Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Mardis Point Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
GoNetspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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