322 Main St, Racine, WI 53403 Property Records

Racine County property record for 322 Main St, Racine, WI 53403

Property Summary

Property Type	Commercial
Details	3,480 sqft · built 1870
Lot Size	0.087 acres (3,790 sqft)
Owner	Company Name on File
Last Sale	$215,000 (Feb 2017)
Tax Bill	$12,267 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276 000000113000`

Property Details

APN / Parcel Number

Primary APN	`276 000000113000`

Interior

Stories	2 Stories
Building Area	3,480 sqft Total Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Brick
Lot Area	3,790 sqft (0.087 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	322 MAIN ST
City	RACINE
State	WI
Zip	53403-1029
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B4
Legal Description	BLK 12 ORIGINAL PLAT OF RACINE S 1/3 LOT 4 & N 1/3 LOT 5
Legal Subdivision	SHORECREST MANOR NO 11
Legal Block	12
Legal Lot Number	4
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	5
Census Block	5008
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Main Street Historic District (Additional Documentation) listed 1987 · NRIS 87000491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

322 Main St, a commercial property, is owned by a company that bought it in February 2017.

Source: Racine County records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	322 MAIN ST, RACINE, WI 53403-1029
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage EDUCATORS CU
Mar 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK
Feb 2, 2017	Warranty Deed, Transfer KNIGHT BARRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2017 · Amount on File
Deed Sale	Feb 2, 2017 · Amount on File
Deed Document Number	20172456961
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	322 MAIN ST, RACINE, WI 53403-1029
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002581440
Date	Feb 16, 2021
Instrument	2581440

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	STURTEVANT, WI 53177

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 8, 2031

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	322 MAIN ST, RACINE, WI 53403-1029
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002459101
Date	Mar 6, 2017
Instrument	2459101

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	UNION GROVE, WI 53182

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	238 Months
Due	Jan 27, 2037

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Feb 2, 2017
Property Address	322 MAIN ST, RACINE, WI 53403-1029
Document Number	0002456961
Instrument Date	Feb 1, 2017
Instrument	2456961
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Tax	$645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	322 MAIN ST RACINE WI 534031029, RACINE, WI 53403-1029

Tax Assessment & Valuation

The 2025 property tax bill for 322 Main St was $12,267.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,267.00	$455,400 Land $35,800 Building $419,600	$486,252 Land $38,225 Building $448,027
2023	$11,663.00 (+4.28%)	$414,000 (+5.08%) Land $35,800 Building $378,200	$458,502 (+5.08%) Land $39,648 Building $418,854
2022	$11,184.00	$394,000 Land $35,800 Building $358,200	$436,352 Land $39,648 Building $396,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 322 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: E-vergent.

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