322 Main St, Matawan, NJ 07747 Property Records

Monmouth County and Matawan Borough property record for 322 Main St, Matawan, NJ 07747

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,578 sqft · built 1908
Lot Size0.54 acres (23,500 sqft)
OwnerIndividual Name on Record
Tax Bill$11,637 (2025)
Deeds & MortgagesApr 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN31-00047-02-00008

Property Details

APN / Parcel Number

Primary APN31-00047-02-00008
Alternative APNs
  • 3100047000200008
  • 07220

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,578 sqft Living Area
1st Floor Area1,312 sqft
Upper Floors Area1,266 sqft
Basement Area1,288 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area23,500 sqft (0.54 acres)
Lot Dimensions250 ft deep x 94 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number07220
Street Address322 MAIN ST
CityMATAWAN
StateNJ
Zip07747-3205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50I
Legal Block47.2
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionMATAWAN
Census Block Group2
Census Block2001
Census Tract803000

Owner

Source: Monmouth County and Matawan Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address322 MAIN ST, MATAWAN, NJ 07747-3205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address322 MAIN ST, MATAWAN, NJ 07747-3205
Transaction TypeMortgage
Record UpdatedNov 18, 2022
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MAIN ST, MATAWAN, NJ 07747-3205

Mortgage

Document Number0095925626
DateApr 27, 2022
Book Page9592/5626
Instrument2022046930
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term846 Months
DueOct 16, 2092
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate8.25%

Tax Assessment & Valuation

Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityMatawan Borough
Unified School DistrictMatawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$593,800 (+6.49%) Land $313,300 Building $280,500$593,800 (+6.49%) Land $313,300 Building $280,500
2025$11,637.00 (+2.82%)$557,600 (+9.92%) Land $299,800 Building $257,800$557,600 (+9.92%) Land $299,800 Building $257,800
2024$11,318.00 (+6.07%)
2023$507,300 Land $304,300 Building $203,000$507,300 Land $304,300 Building $203,000
2022$10,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1989–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATAWAN BOROUGH WATER DE
serves 9,084 people · EPA ID NJ1329001
Water SourcePurchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State InspectionApr 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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