San Diego County property record for 322 Luiseno Ave, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,066 sqft · built 1991 |
| Lot Size | 0.33 acres (14,372 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $614,000 (Aug 2018) |
| Tax Bill | $7,788 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-820-10-00 |
| Primary APN | 157-820-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,066 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 14,372 sqft (0.33 acres) |
| View / Lot | River |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 322 LUISENO AVE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-SP |
| Legal Description | LOT 52 TR 012451 |
| Legal Subdivision | RANCHO SAN LUIS REY |
| Legal Tract | 012451 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 18612 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5725 JUMILLA AVE, WOODLAND HILLS, CA 91367-6912 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ONY GLO INC |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK |
| Aug 22, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on Record |
| Deed Sale | Aug 22, 2018 · Amount on Record |
| Prior Sale | Jan 8, 2010 · Amount on Record |
| Deed Document Number | 2018345809 |
| Last Transfer Date | Oct 24, 2020 |
| Transfer Doc | 0000673841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 322 LUISENO AVE, OCEANSIDE, CA 92057-4522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5725 JUMILLA AVE, WOODLAND HILLS, CA 91367-6912 |
| Document Number | 0000002777 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 2019-0002777 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 30, 2020 |
| Property Address | 322 LUISENO AVE, OCEANSIDE, CA 92057-4522 |
| Document Number | 0000673841 |
| Map Reference | MAP 12451 |
| Instrument Date | Oct 24, 2020 |
| Instrument | 2020-0673841 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5725 JUMILLA AVE, WOODLAND HILLS, CA 91367-6912 |
| Document Number | 0000673842 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-0673842 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 322 LUISENO AVE, OCEANSIDE, CA 92057-4522 |
| Document Number | 0000299556 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5725 JUMILLA AVE WOODLAND HILLS CA 913676912, WOODLAND HILLS, CA 91367-6912 |
| Document Number | 0000299556 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 299556 |
| Name | LOANLOCK |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 22, 2018 |
| Property Address | 322 LUISENO AVE, OCEANSIDE, CA 92057-4522 |
| Document Number | 0000345809 |
| Map Reference | MAP 12451 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 2018-0345809 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 322 LUISENO AVE, OCEANSIDE, CA 92057-4522 |
| Document Number | 0000345810 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 2018-0345810 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $698,619 (+2%) Land $345,200 Building $353,419 | |
| 2025 | $7,788.00 (+8.63%) | $684,922 (+4.04%) Land $338,432 Building $346,490 |
| 2023 | $7,169.00 (+0.25%) | $658,329 Land $325,292 Building $333,037 |
| 2022 | $7,151.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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