322 Live Oak Ct, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 322 Live Oak Ct, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1988
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$265,500 (Nov 2017)
Tax Bill	$2,326 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988410351680`

Property Details

APN / Parcel Number

Primary APN	`988410351680`
Alternative APN	`014512000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988410351680
Street Address	322 LIVE OAK CT
City	KILL DEVIL HILLS
State	NC
Zip	27948-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 224 BLK: SEC: 2 PL: 9 SL: 77
Legal Subdivision	FIRST FLIGHT VILLAGE
Legal Lot Number	224
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3012
Census Tract	970200

Owner

322 Live Oak Ct is owned and occupied by an individual who bought it in November 2017.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	322 LIVE OAK CT, KILL DEVIL HILLS, NC 27948-9340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 22, 2017	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Prior Sale	Oct 19, 2006 · Amount on File
Deed Document Number	2017700046329
Deed Book / Page	2206 / 529
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	322 LIVE OAK CT, KILL DEVIL HILLS, NC 27948-9340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2373/289
Date	May 1, 2020
Book Page	2373/289
Instrument	700077346

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Nov 22, 2017
Property Address	322 LIVE OAK CT, KILL DEVIL HILLS, NC 27948-9340
Document Number	2206/529
Book / Page	2206 / 529
Instrument Date	Nov 17, 2017
Instrument	700046329
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 PINEWOOD RD, 105, GREENVILLE, NC 27858-6402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 LIVE OAK CT, KILL DEVIL HILLS, NC 27948-9340

Mortgage

Document Number	2206/532
Date	Nov 22, 2017
Book Page	2206/532
Instrument	700046330

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 322 Live Oak Ct was $2,326.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00	$427,000 (-) Land $185,000 Building $242,000	$427,000 Land $185,000 Building $242,000
2025	$2,326.00	$427,000 Land $185,000 Building $242,000
2023	$2,120.00	$280,728 Land $92,500 Building $188,228
2020			$427,000 Land $185,000 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Live Oak Ct in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Live Oak Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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