322 Laughlin Rd, Cleveland, MS 38732 Property Records

Bolivar County property record for 322 Laughlin Rd, Cleveland, MS 38732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,636 sqft · built 1995
Lot Size	0.887 acres (38,675 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2013)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33-29-800-00-00200`

Property Details

APN / Parcel Number

Primary APN	`33-29-800-00-00200`
Alternative APN	`26030`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,636 sqft Adjusted Area
1st Floor Area	2,022 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	38,675 sqft (0.887 acres)
Pool Area	648 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	26030
Street Address	322 LAUGHLIN RD
City	CLEVELAND
State	MS
Zip	38732-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 GASTON ESTATES SUBD S29 T22 R5
Legal Range	05
Legal Township	22
Legal Section	29
Legal Subdivision	GASTON ESTATES SUBD
Legal Lot Number	2
Jurisdiction	BOLIVAR MS
Township / Civil Division	2
Census Block Group	1
Census Block	1036
Census Tract	950601

Owner

322 Laughlin Rd is owned and occupied by an individual who bought it in January 2013.

Source: Bolivar County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	322 LAUGHLIN RD, CLEVELAND, MS 38732-9550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2013 · Amount on File
Deed Sale	Jan 31, 2013 · Amount on File
Prior Sale	Sep 7, 2011
Deed Book / Page	213 / 282
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOLIVAR MS
Property Address	322 LAUGHLIN RD, CLEVELAND, MS 38732-9550
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 LAUGHLIN RD, CLEVELAND, MS 38732-9550

Mortgage

Document Number	002170/819
Date	Mar 27, 2017
Book Page	2170/819
Instrument	217000819

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 17, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 322 Laughlin Rd was $2,320 with a homeowner's exemption.

Source: Bolivar County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Bolivar County
Unified School District	Cleveland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 Homeowner's exemption	$21,503	$215,030 Land $30,000 Building $185,030
2023		$21,503	$215,030 Land $30,000 Building $185,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Laughlin Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Laughlin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Delta Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20