322 Lancing Way, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 322 Lancing Way, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,804 sqft · built 1998
Lot Size	0.335 acres (14,593 sqft)
Owner	Individual Name on Record
Last Sale	$326,700 (Feb 2017)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Feb 2007 Second Mortgage Feb 2011 Mortgage + 2 more
APN	`0462001000850`

Property Details

APN / Parcel Number

Primary APN	`0462001000850`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,804 sqft Living Area
1st Floor Area	964 sqft
Upper Floors Area	964 sqft
Attic	Attic
Attic Area	440 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,593 sqft (0.335 acres)
Garage Type	Attached
Garage Area	48 sqft

Exterior Amenities

Pool Area	320 sqft
Porch	Slab
Porch Area	1,063 sqft
Deck Area	Deck Area
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 LANCING WAY
City	CHESAPEAKE
State	VA
Zip	23323-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15: RESID
Legal Description	85 NEW MILL LANDING SEC 5
Legal Subdivision	NEW MILL LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1012
Census Tract	21305

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 ELLA WOODS DR, KITTERY, ME 03904-5601
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE LLC
Feb 7, 2011	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORPORATION
Feb 13, 2017	Warranty Deed, Transfer · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Sep 13, 2007	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2017 · Amount on Record
Deed Sale	Feb 13, 2017 · Amount on Record
Prior Sale	Sep 13, 2007 · Amount on Record
Deed Document Number	20174101
Deed Book / Page	9754 / 1818
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	09754/1822
Record Updated	Oct 29, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	322 LANCING WAY, CHESAPEAKE, VA 23323-6601
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006958/612
Date	Feb 16, 2007
Book Page	6958/612

Lender

Name	GMAC MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	322 LANCING WAY, CHESAPEAKE, VA 23323-6601
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008331/180
Date	Feb 7, 2011
Book Page	8331/180

Lender

Name	PHH MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.84%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 13, 2017
Property Address	322 LANCING WAY, CHESAPEAKE, VA 23323-6601
Document Number	09754/1818
Book / Page	9754 / 1818
Instrument Date	Feb 3, 2017
Instrument	170004101
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 LANCING WAY, CHESAPEAKE, VA 23323-6601

Mortgage

Document Number	09754/1822
Date	Feb 13, 2017
Book Page	9754/1822
Instrument	170004102

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 13, 2007
Property Address	322 LANCING WAY, CHESAPEAKE, VA 23323-6601
Document Number	007212/830
Book / Page	7212 / 830
Instrument Date	Aug 30, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007212833
Date	Sep 13, 2007
Instrument	7212/833

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,800 (-0.82%) Land $215,000 Building $341,800	$556,800 (-0.82%) Land $215,000 Building $341,800
2025	$5,670.00 (+5.06%)	$561,400 (+17.06%) Land $195,000 Building $366,400	$561,400 (+17.06%) Land $195,000 Building $366,400
2024	$5,397.00 (+46.66%)
2023		$479,600 (+8.83%) Land $155,000 Building $324,600	$479,600 (+8.83%) Land $155,000 Building $324,600
2022		$440,700 Land $140,000 Building $300,700	$440,700 Land $140,000 Building $300,700
2019	$3,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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