Union County property record for 322 Julia St, El Dorado, AR 71730
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,239 sqft · built 1987 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02240-00014-0000 |
| Primary APN | 02240-00014-0000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,239 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Flooring | Hardwood |
| Year Built | Built 1987 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 170 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 15 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 322 JULIA ST |
|---|---|
| City | EL DORADO |
| State | AR |
| Zip | 71730-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARRABLE S-D INSTR #11R-003263 9B |
| Legal Subdivision | MARRABLE S-D |
| Legal Tract | 11R |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION AR |
| Township / Civil Division | EL DORADO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 951000 |
Source: Union County records, as of November 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 JULIA ST, EL DORADO, AR 71730-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2011 |
| Deed Sale | Apr 6, 2011 |
| Deed Document Number | 2011-003263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 322 JULIA ST, EL DORADO, AR 71730-8214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 322 JULIA ST, EL DORADO, AR 71730-8214 |
| Document Number | 2024R001538 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024R001538 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | EL DORADO, AR 71730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 8, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 322 JULIA ST, EL DORADO, AR 71730-8214 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R006796 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022R006796 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 5, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION AR |
| Property Address | 322 JULIA ST, EL DORADO, AR 71730-8214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R004915 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021R004915 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 5, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Union County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Union County |
| Municipality | El Dorado City |
| Unified School District | El Dorado School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $10,510 (-) Land $1,200 Building $9,310 | |
| 2024 | $52,550 (-) Land $6,000 Building $46,550 | ||
| 2023 | Homeowner's exemption | $10,510 Land $1,200 Building $9,310 | $52,550 Land $6,000 Building $46,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1990–2023) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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