322 Joppa Crossing Ct, Joppa, MD 21085 Property Records

Harford County property record for 322 Joppa Crossing Ct, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,745 sqft · built 1995
Lot Size	0.178 acres (7,753 sqft)
Owner	2 Individual Names on File
Last Sale	$229,430 (Dec 1995)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-271628`

Property Details

APN / Parcel Number

Primary APN	`01-271628`
Alternative APNs	`1271628` `271628`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,745 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,753 sqft (0.178 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	271628
Street Address	322 JOPPA CROSSING CT
City	JOPPA
State	MD
Zip	21085-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 146 7753 SF 322 JOPPA CROSSING COURT JOPPA CROSSING PT 79/69
Legal Subdivision	JOPPA XING 7
Legal Lot Number	146
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	301401

Owner

Source: Harford County records · APN 01-271628

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 JOPPA CROSSING CT, JOPPA, MD 21085-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 1995 · Amount on Record
Deed Sale	Dec 29, 1995 · Amount on Record
Prior Sale	Sep 07, 1995 · Amount on Record
Deed Document Number	19951395
Deed Book / Page	2328 / 416
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	322 JOPPA CROSSING CT, JOPPA, MD 21085-3741
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135250128
Date	Nov 04, 2019
Book Page	13525/0128

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,433 (+14.54%)	$424,500 (+18.48%) Land $81,300 Building $343,200
2025	$3,905.00 (+4.05%) Homeowner's exemption
2023		$351,333	$358,300 Land $81,300 Building $277,000
2022	$3,753.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.