322 Jeb Hull Ridge Rd, Todd, NC 28684 Property Records

Ashe County property record for 322 Jeb Hull Ridge Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 2016
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500 (Oct 2025)
Tax Bill	$1,447 (2026)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04159-254`

Property Details

APN / Parcel Number

Primary APN	`04159-254`
Alternative APNs	`042944575135` `119954` `24906`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	864 sqft Heated Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	119954
Old Parcel Number	04159254
Street Address	322 JEB HULL RIDGE RD
City	TODD
State	NC
Zip	28684-9294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.0 A '16 NEW SURVEY ACREAGE STAYED THE SAME (DB 4
Legal Subdivision	ELK TOWNSHIP
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4017
Census Tract	970701

Owner

322 Jeb Hull Ridge Rd is owned and occupied by two individuals who acquired it in October 2025.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer
Nov 12, 2025	Intrafamily Transfer, Transfer
Oct 16, 2025	Warranty Deed, Transfer
Jul 11, 2018	Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	20254833
Deed Book / Page	578 / 1005
Last Transfer Date	Oct 30, 2025
Transfer Doc	00579/2066
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Nov 24, 2025
Property Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294
Document Number	00579/2066
Book / Page	579 / 2066
Instrument Date	Oct 30, 2025
Instrument	5529
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Nov 12, 2025
Property Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294
Document Number	000579/912
Book / Page	579 / 912
Instrument Date	Oct 16, 2025
Instrument	5323
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 16, 2025
Property Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294
Document Number	00578/1005
Book / Page	578 / 1005
Instrument Date	Oct 16, 2025
Instrument	4833
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000492/0000001618
Date	Jul 11, 2018
Book Page	0000000492/0000001618
Instrument	000000003042

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	174 Months
Due	Jan 1, 2033

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00521/2231
Date	Jan 11, 2021
Book Page	521/2231
Instrument	104

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	322 JEB HULL RIDGE RD, TODD, NC 28684-9294
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00510/2369
Date	Apr 7, 2020
Book Page	510/2369
Instrument	1544

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 322 Jeb Hull Ridge Rd was $1,447.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,447.00	$271,000 (-) Land $40,000 Building $231,000	$271,000 (-) Land $40,000 Building $231,000
2025	$1,447.00	$271,000 Land $40,000 Building $231,000	$271,000 Land $40,000 Building $231,000
2023	$1,392.00 (+13.82%)	$271,000 (+48.98%) Land $40,000 Building $231,000	$271,000 (+48.98%) Land $40,000 Building $231,000
2022	$1,223.00	$181,900 Land $35,000 Building $146,900	$181,900 Land $35,000 Building $146,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Jeb Hull Ridge Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Jeb Hull Ridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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