322 Gurley Rd, Marion, NC 28752 Property Records

McDowell County property record for 322 Gurley Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,036 sqft · built 1983
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Jul 2019)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1700-06-48-5468`

Property Details

APN / Parcel Number

Primary APN	`1700-06-48-5468`
Alternative APN	`70472`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,036 sqft Heated Area
Basement Area	930 sqft
Unfinished Basement	930 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	70472
Street Address	322 GURLEY RD
City	MARION
State	NC
Zip	28752-8365
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	5.0 AC
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	3
Census Block	3006
Census Tract	970500

Owner

322 Gurley Rd, a rural home, is owned and occupied by two individuals who bought it in July 2019.

Source: McDowell County records, as of September 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	322 GURLEY RD, MARION, NC 28752-8365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jul 23, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Deed Document Number	0001280715
Deed Book / Page	1280 / 715
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	SR 1171, MARION, NC 28752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013120641
Date	Jun 22, 2020
Book Page	1312/641
Instrument	2020002908

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 23, 2019
Property Address	SR 1171, MARION, NC 28752
Document Number	0012800715
Book / Page	001280 / 000715
Instrument Date	Jul 23, 2019
Instrument	3426
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 GURLEY RD MARION NC 287528365, MARION, NC 28752-8365

Mortgage

Document Number	12800719
Date	Jul 23, 2019
Book Page	001280/000719
Instrument	3427

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 22, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 322 Gurley Rd was $1,452.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00	$203,250 Land $49,500 Building $153,750
2023	$1,405.00	$203,250 Land $49,500 Building $153,750	$203,250 Land $49,500 Building $153,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Gurley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Gurley Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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