Franklin County property record for 322 Gumlog Dr, Lavonia, GA 30553
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,584 sqft · built 1975 |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Oct 2016) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061D-067 |
| Primary APN | 061D-067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Heated Area |
| 1st Floor Area | 1,584 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 432 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 748 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10081 |
|---|---|
| Old Parcel Number | 061D 067 |
| Street Address | 322 GUMLOG DR |
| City | LAVONIA |
| State | GA |
| Zip | 30553-3035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UNZONED RURAL |
| Legal Description | SPS-D-052-53-54-55 GUMLOG DR |
| Legal Subdivision | SEVEN POINTS SOUTH |
| Jurisdiction | FRANKLIN GA |
| Township / Civil Division | LAVONIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 890103 |
322 Gumlog Dr is owned and occupied by two individuals who bought it in October 2016.
Source: Franklin County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 GUMLOG DR, LAVONIA, GA 30553-3035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2016 · Amount on File |
| Deed Sale | Oct 31, 2016 · Amount on File |
| Prior Sale | Oct 18, 2011 |
| Deed Document Number | 0000012419 |
| Deed Book / Page | 1241 / 9 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Property Address | 322 GUMLOG DR, LAVONIA, GA 30553-3035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 322 GUMLOG DR, LAVONIA, GA 30553-3035 |
| Document Number | 0000001451/0000000247 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 0000001451/0000000247 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Property Address | 322 GUMLOG DR, LAVONIA, GA 30553-3035 |
| Document Number | 0014510247 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 322 GUMLOG DR LAVONIA GA 305533035, LAVONIA, GA 30553-3035 |
| Document Number | 0014510247 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 001451/000247 |
| Name | FIRST CITIZENS BK & TR CO |
|---|---|
| Address | PO BOX 26592, RALEIGH, NC 27611-6592 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 9, 2031 |
The 2025 property tax bill for 322 Gumlog Dr was $1,652 with a homeowner's exemption.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,652.00 Homeowner's exemption | $73,531 Land $2,700 Building $70,831 | $183,828 Land $6,750 Building $177,078 |
| 2023 | $1,527.00 (+11.38%) | $59,221 (+11.42%) Land $2,700 Building $56,521 | $148,053 (+11.43%) Land $6,750 Building $141,303 |
| 2022 | $1,371.00 | $53,149 Land $1,800 Building $51,349 | $132,872 Land $4,500 Building $128,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Gumlog Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 322 Gumlog Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
May also be available: AT&T, TruVista Communications, Verizon.
5G and 4G LTE (outdoors only)
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