322 Fulton St, West Chicago, IL 60185 Property Records

DuPage County property record for 322 Fulton St, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,144 sqft · built 1908
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Apr 2020)
Tax Bill	$9,682 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-114-010`

Property Details

APN / Parcel Number

Primary APN	`04-10-114-010`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	2,902 sqft
1st Floor Area	907 sqft
Basement Area	758 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	322 FULTON ST
City	WEST CHICAGO
State	IL
Zip	60185-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TOWN OF JUNCTION
Legal Subdivision	TOWN OF JUNCTION
Legal Block	7
Legal Lot Number	7
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2033
Census Tract	841504

Owner

322 Fulton St is owned and occupied by two individuals who bought it in April 2020.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 FULTON ST, WEST CHICAGO, IL 60185-2825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC
Apr 9, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 23, 2019	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Sep 22, 2017	Deed of Trust, Mortgage · Conventional with PMI COMPASS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	202034678
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	322 FULTON ST, WEST CHICAGO, IL 60185-2825
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084440
Date	Sep 23, 2019
Instrument	R2019-084440

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 9, 2020
Property Address	322 FULTON ST, WEST CHICAGO, IL 60185-2825
Document Number	0000034678
Map Reference	DOC 10634
Instrument Date	Apr 2, 2020
Instrument	R2020-034678
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 FULTON ST, 322, WEST CHICAGO, IL 60185-2825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 FULTON ST, WEST CHICAGO, IL 60185-2825

Mortgage

Document Number	0000034680
Date	Apr 9, 2020
Instrument	R2020-034680

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 23, 2019
Property Address	322 FULTON ST, WEST CHICAGO, IL 60185-2825
Document Number	0000005176
Map Reference	DOC10634
Instrument Date	Jan 4, 2019
Instrument	R2019-005176
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 FULTON ST, WEST CHICAGO, IL 60185-2825

Mortgage

Document Number	0000005177
Date	Jan 23, 2019
Instrument	R2019-005177

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	322 FULTON ST, WEST CHICAGO, IL 60185-2825
Document Number	0000105346
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 FULTON ST WEST CHICAGO IL 601852825, WEST CHICAGO, IL 60185-2825

Mortgage

Document Number	0000105346
Date	Oct 12, 2017
Instrument	105346

Lender

Name	COMPASS MTG
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 322 Fulton St was $9,682 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	West Chicago City
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,682.00	$122,820 Land $29,658 Building $93,162	$368,460 Land $88,974 Building $279,486
2022	$7,851.00 Homeowner's exemption	$88,960 Land $23,160 Building $65,800	$266,880 Land $69,480 Building $197,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Fulton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 Fulton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Fulton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures