322 Flat Hill Rd, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 322 Flat Hill Rd, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,530 sqft · built 1930
Lot Size	1.94 acres (84,792 sqft)
Owner	2 Trust Names on File
Last Sale	$327,400 (Jan 2020)
Tax Bill	$7,198 (2026)
Deeds & Mortgages	Apr 2026 Transfer Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1620870002600000`

Property Details

APN / Parcel Number

Primary APN	`1620870002600000`
Alternative APNs	`LUNE M:087.0 B:0026 L:0000.0` `M:00075 L:00425 S:00000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	5,519 sqft
1st Floor Area	1,530 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,792 sqft (1.94 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1620870002600000
Street Address	322 FLAT HILL RD
City	LUNENBURG
State	MA
Zip	01462-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Block	26
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	2
Census Block	2007
Census Tract	712102

Owner

322 Flat Hill Rd is owner-occupied and held in a trust since January 2020.

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	322 FLAT HILL RD, LUNENBURG, MA 01462-1408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Prior Sale	Jun 7, 2013 · Amount on File
Deed Document Number	2020343
Deed Book / Page	9522 / 323
Prior Transfer Date	Jan 7, 2020
Prior Transfer Doc	9522-323
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Apr 8, 2026
Property Address	322 FLAT HILL RD, LUNENBURG, MA 01462-1408
Document Number	011189-359
Book / Page	11189 / 359
Instrument Date	Apr 7, 2026
Instrument	20264344
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 FLAT HILL RD, LUNENBURG, MA 01462-1408

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Jan 8, 2020
Property Address	322 FLAT HILL RD, LUNENBURG, MA 01462-1408
Document Number	9522-323
Book / Page	9522 / 323
Instrument Date	Jan 7, 2020
Instrument	343
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 FLAT HILL RD, LUNENBURG, MA 01462-1408

Mortgage

Document Number	344
Date	Jan 8, 2020
Instrument	344

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 322 Flat Hill Rd was $7,198, up 7.3% from the year before.

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,198.00 (+7.34%)	$500,200 (+7.11%) Land $159,300 Building $340,900	$517,260 (-16.28%)
2025	$6,706.00 (+29.04%)	$467,000 (+26.7%) Land $156,100 Building $310,900	$617,880 (-1.29%)
2024	$5,197.00 (+16%)	$368,600 (+20.3%) Land $147,300 Building $221,300	$625,955
2023	$4,480.00	$306,400 Land $133,600 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Flat Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Flat Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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