322 Ferrow Crossing Rd, White Oak, GA 31568 Property Records

Camden County property record for 322 Ferrow Crossing Rd, White Oak, GA 31568

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,454 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (Feb 2019)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0740000040`

Property Details

APN / Parcel Number

Primary APN	`0740000040`
Alternative APNs	`074 040` `19918`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,454 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	2,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	420 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19918
Old Parcel Number	0740000040
Street Address	322 FERROW CROSSING RD
City	WHITE OAK
State	GA
Zip	31568-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	H/L S/S FERROW CROSSING RD
Legal Subdivision	ROBERT M PACE & CRYSTAL S PACE
Jurisdiction	CAMDEN GA
Township / Civil Division	WOODBINE
Census Block Group	3
Census Block	3073
Census Tract	10100

Owner

Source: Camden County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 FERROW CROSSING RD, WHITE OAK, GA 31568-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Feb 28, 2019	Grant Deed, Transfer · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	0001959730
Deed Book / Page	1959 / 730
Last Transfer Date	Feb 28, 2019
Transfer Doc	0019590730
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	322 FERROW CROSSING RD, WHITE OAK, GA 31568-2107
Document Number	0021000847
Instrument Date	Mar 18, 2021
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 FERROW CROSSING RD WHITE OAK GA 315682107, WHITE OAK, GA 31568-2107

Mortgage

Document Number	0021000847
Date	Mar 25, 2021
Book Page	002100/000847
Instrument	2916

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	322 FERROW CROSSING RD, WHITE OAK, GA 31568-2107
Document Number	0020310183
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 FERROW CROSSING RD WHITE OAK GA 315682107, WHITE OAK, GA 31568-2107

Mortgage

Document Number	0020310183
Date	May 18, 2020
Book Page	002031/000183
Instrument	3365

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN GA
Recording Date	Feb 28, 2019
Property Address	322 FERROW CROSSING RD, WHITE OAK, GA 31568-2107
Document Number	0019590730
Book / Page	001959 / 000730
Instrument Date	Feb 26, 2019
Instrument	1121
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 FERROW CROSSING RD WHITE OAK GA 315682107, WHITE OAK, GA 31568-2107

Mortgage

Document Number	19590733
Date	Feb 28, 2019
Book Page	001959/000733
Instrument	1122

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Camden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,011.00 (-24.52%) Homeowner's exemption	$167,254 (+12.93%) Land $30,746 Building $136,508	$418,135 (+12.93%) Land $76,865 Building $341,270
2023		$148,102 Land $11,594 Building $136,508	$370,255 Land $28,985 Building $341,270
2022	$3,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 98.9% of Georgia
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000

May also be available: TDS Telecom.

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