322 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 322 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Office Building
Details	2 bd · 2 ba · 4,500 sqft · built 1981
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on File
Last Sale	$265,600 (Jun 2021)
Tax Bill	$6,315 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:1`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:1`
Alternative APN	`340010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,500 sqft Total Area
Gross Area	4,746 sqft
1st Floor Area	3,258 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	340010000
Street Address	322 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-3009
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	OR
Legal Lot Number	1
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1005
Census Tract	25203

Owner

322 Elm St, a commercial property, is owned by a company that bought it in June 2021.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	33 ROUND HILL ST, BIDDEFORD, ME 04005-3734
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Deed of Trust, Mortgage MAINE COMMUNITY BANK
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GRANITE STATE ECONOMIC DEVELOPMENT CORP
Jun 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Deed Document Number	202133246
Deed Book / Page	18695 / 810
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	322 ELM ST, BIDDEFORD, ME 04005-3009
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196930474
Date	Jul 9, 2025
Book Page	19693/474
Instrument	2025021723

Lender

Name	MAINE COMMUNITY BANK

Agreement

Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	322 ELM ST, BIDDEFORD, ME 04005-3009
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0186960792
Date	Jun 11, 2021
Book Page	18696/792
Instrument	2021033434

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	322 ELM ST, BIDDEFORD, ME 04005-3009
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0186960826
Date	Jun 11, 2021
Book Page	18696/826
Instrument	2021033436

Lender

Name	GRANITE STATE ECONOMIC DEVELOPMENT CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 10, 2021
Property Address	322 ELM ST, BIDDEFORD, ME 04005-3009
Document Number	0186950810
Book / Page	18695 / 810
Instrument Date	Jun 9, 2021
Instrument	2021033246
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 ROUND HILL ST, BIDDEFORD, ME 04005-3734
Investor	Possibly a Property Investor

Mortgage

Document Number	2021033247
Date	Jun 10, 2021
Instrument	2021033247

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 322 Elm St was $6,315, up 6.5% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,315.00 (+6.49%)	$422,700 (+1.37%) Land $114,600 Building $308,100
2024	$5,930.00 (+8.39%)	$417,000 (-) Land $114,600 Building $302,400
2023	$5,471.00 (-1.1%)	$417,000 (+23.7%) Land $114,600 Building $302,400
2022	$5,532.00	$337,100 Land $88,100 Building $249,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 322 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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