322 Ellis St, Rusk, TX 75785 Property Records

Cherokee County property record for 322 Ellis St, Rusk, TX 75785

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,200 sqft · built 2008
Lot Size2 acres (87,251 sqft)
OwnerIndividual Name on File
Tax Bill$2,476 (2026)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN000461-11190-0035000

Property Details

APN / Parcel Number

Primary APN000461-11190-0035000
Alternative APN
  • 113982000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,200 sqft Living Area
Gross Area1,404 sqft
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area87,251 sqft (2 acres)
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number000461-11190-0035000
Street Address322 ELLIS ST
CityRUSK
StateTX
Zip75785-1600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA 461 BLK 1119 TR 35 D JOSLIN J12
Legal SubdivisionD JOSLIN SURVEY A-
Legal Tract35
Legal Block1119
JurisdictionCHEROKEE TX
Township / Civil DivisionRUSK
Census Block Group3
Census Block3005
Census Tract950900

Owner

322 Ellis St is owned and occupied by an individual who acquired it in January 2015.

Source: Cherokee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address322 ELLIS ST, RUSK, TX 75785-1600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2015
Deed SaleJan 5, 2015
Prior SaleOct 20, 2014
Deed Document Number2015640674
Deed Book / Page2253 / 407
Prior Transfer DateOct 7, 2014
Prior Transfer Doc002242/703
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE TX
Property Address322 ELLIS ST, RUSK, TX 75785-1600
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002705/589
DateJun 22, 2022
Book Page2705/589
Instrument714521
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 322 Ellis St was $2,476 with a homeowner's exemption, up 298.1% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCherokee County
MunicipalityRusk City
Unified School DistrictRusk Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,476.00 (+298.07%) Homeowner's exemption$167,490 (+17.27%) Land $20,430 Building $147,060$167,490 (+17.27%) Land $20,430 Building $147,060
2025$622.00 Homeowner's exemption$142,820 Land $20,430 Building $122,390$142,820 Land $20,430 Building $122,390
2023$134,410 Land $12,020 Building $122,390$134,410 Land $12,020 Building $122,390
2022$916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Ellis St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Ellis St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RUSK
serves 5,602 people · EPA ID TX0370003
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
500 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Eastex Telephone Cooperative.

Nearby Properties on Ellis St

Nearby Streets

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