322 Elbridge Ave, Cloverdale, CA 95425 Property Records

Sonoma County property record for 322 Elbridge Ave, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,116 sqft · built 2001
Lot Size	0.153 acres (6,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Jun 2020)
Tax Bill	$9,887 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-320-026-000`

Property Details

APN / Parcel Number

Primary APN	`115-320-026-000`
Alternative APN	`115-320-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
Gross Area	2,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,667 sqft (0.153 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	115-320-026
Street Address	322 ELBRIDGE AVE
City	CLOVERDALE
State	CA
Zip	95425-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01 FM115-240-024 COTTAGES OF CLOVERDALE PH 1 LT 58
Legal Subdivision	COTTAGES OF CLOVERDALE
Legal Block	4
Legal Lot Number	58
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	4
Census Block	4027
Census Tract	154202

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 ELBRIDGE AVE, CLOVERDALE, CA 95425-4432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Jun 29, 2020	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Feb 9, 2007 · Amount on Record
Deed Document Number	202052253
Prior Transfer Date	Feb 27, 2004
Prior Transfer Doc	0000030266
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	322 ELBRIDGE AVE, CLOVERDALE, CA 95425-4432
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 ELBRIDGE AVE, CLOVERDALE, CA 95425-4432

Mortgage

Document Number	0000013832
Date	Mar 25, 2026
Instrument	2026013832

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 29, 2020
Property Address	322 ELBRIDGE AVE, CLOVERDALE, CA 95425-4432
Document Number	0000052253
Map Reference	MB 614 PG 43-50
Instrument Date	Jun 25, 2020
Instrument	2020052253
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	322 ELBRIDGE AVE, CLOVERDALE, CA 95425-4432

Mortgage

Document Number	0000052254
Date	Jun 29, 2020
Instrument	2020052254

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$786,435 (+2%) Land $314,574 Building $471,861
2025	$9,887.00 (+1.9%)	$771,015 (+4.04%) Land $308,406 Building $462,609
2023	$9,703.00 (+2.17%)	$741,078 Land $296,431 Building $444,647
2022	$9,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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