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322 Eisenbath Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 322 Eisenbath Cir, O Fallon, MO 63366 · Last verified August 2026

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 3 ba · 4,760 sqft · built 2016
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Tax Bill$6,588 (2025)
Deeds & MortgagesOct 2023 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT170200046

Property Details

APN / Parcel Number

Primary APNT170200046
Alternative APN
  • 2-0086-3035-00-0039.5100000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area4,760 sqft Gross Area
1st Floor Area1,946 sqft
Basement Area1,946 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialBrick
Lot Area217,800 sqft
Garage TypeAttached
Garage Area868 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT170200046
Street Address322 EISENBATH CIR
CityO FALLON
StateMO
Zip63366-4549
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionPT SUR 3035 & MCKAY PRTN PT LOT 10
Legal SubdivisionMACKAY PARTITION
Legal Lot Number10
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group1
Census Block1001
Census Tract312001

Owner

Source: St. Charles County records · APN T170200046

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address322 EISENBATH CIR, O FALLON, MO 63366-4549
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2023Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK & TRUST CO
May 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK & TRUST CO
Sep 15, 2020Deed of Trust, Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 21, 2016
Transfer Doc0000410540
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address322 EISENBATH CIR, O FALLON, MO 63366-4549
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 EISENBATH CIR, O FALLON, MO 63366-4549

Mortgage

Document Number0000040379
DateOct 02, 2023
Instrument2023R-040379
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressTROY, MO 63379
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address322 EISENBATH CIR, O FALLON, MO 63366-4549
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072861661
DateMay 04, 2020
Book Page7286/1661
Instrument20200504000284600
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressTROY, MO 63379
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address322 EISENBATH CIR, O FALLON, MO 63366-4549
Document Number0000070938
Instrument DateSep 15, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address322 EISENBATH CIR O FALLON MO 633664549, O FALLON, MO 63366-4549

Mortgage

Document Number0000070938
DateSep 23, 2020
Instrument70938
Lender
NamePEOPLES BK
TypeBank
AddressTROY, MO 63379
Agreement
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$111,004 (-)$585,132 (-) Land $37,580 Building $547,552
2025$6,588.00$111,004 (+28.4%)$585,132 (+28.35%) Land $37,580 Building $547,552
2023$86,449
2022$455,895 Land $37,580 Building $418,315

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims27 (1990–2021)
Most Recent ClaimJun 2021, river or lake flooding
Claims By Storm
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 4 claims
  • Severe Storms & Flooding, Sep 1993 · 11 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
Wisper ISPFixed Wireless400 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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