322 Ebenezer Rd, Whitakers, NC 27891 Property Records

Edgecombe County property record for 322 Ebenezer Rd, Whitakers, NC 27891

Property Summary

Property TypeOther Improved
Details1,782 sqft
Lot Size2.94 acres (128,066 sqft)
Owner2 Individual Names on Record
Last Sale$222,500 (Jun 2024)
Tax Bill$1,649 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2023 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN481219814000

Property Details

APN / Parcel Number

Primary APN481219814000
Alternative APNs
  • 218331
  • 227254

Interior

Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft

Exterior

Effective Year BuiltEffective 2001
Lot Area128,066 sqft (2.94 acres)

Location & Zoning

Account Number227254
Street Address322 EBENEZER RD
CityWHITAKERS
StateNC
Zip27891-8826
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionBRADLEY LD
JurisdictionEDGECOMBE NC
Township / Civil Division5, LOWER FISHING CREEK
Census Block Group2
Census Block2032
Census Tract20700

Owner

Source: Edgecombe County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address322 EBENEZER RD, WHITAKERS, NC 27891-8826
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Nov 15, 2023Warranty Deed, Transfer · Line of Credit
AGCAROLINA FARM CREDIT ACA
Jan 6, 2021Warranty Deed, Transfer · Conventional Mortgage
AGCAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2024 · Amount on Record
Deed SaleJun 17, 2024 · Amount on Record
Prior SaleNov 15, 2023 · Amount on Record
Deed Book / Page1802 / 761
Prior Transfer DateJul 13, 2005
Prior Transfer Doc0014370416
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGECOMBE NC
Property Address322 EBENEZER RD, WHITAKERS, NC 27891-8826
Transaction TypeMortgage
Record UpdatedApr 15, 2026
Title CompanyELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 EBENEZER RD, WHITAKERS, NC 27891-8826

Mortgage

Document Number0018410424
DateMar 27, 2026
Book Page1841/424
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Address9700 W HIGGINS RD STE 300, ROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEDGECOMBE NC
Recording DateNov 15, 2023
Property Address322 EBENEZER RD, WHITAKERS, NC 27891-8826
Document Number0017900881
Book / Page1790 / 881
Map ReferenceCAB 5 SL 140
Instrument DateNov 10, 2023
Transaction TypeTransfer
Record UpdatedFeb 9, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address17197 CROSS ST, ROSEVILLE, MI 48066-2837

Transferred To (Grantee/Buyer)

NameVerified Name
Address10215 NC HIGHWAY 33 NW, WHITAKERS, NC 27891-8817

Mortgage

Document Number0001790885
DateNov 15, 2023
Instrument1790/885
Lender
NameAGCAROLINA FARM CREDIT ACA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 10, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEDGECOMBE NC
Recording DateJan 6, 2021
Property Address322 EBENEZER RD, WHITAKERS, NC 27891-8826
Document Number0017240496
Book / Page1724 / 496
Map ReferenceCAB 5 SL 140
Instrument DateJan 6, 2021
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1092, ROANOKE RAPID, NC 27870-1092

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 EBENEZER RD, WHITAKERS, NC 27891-8826

Mortgage

Document Number0017240499
DateJan 6, 2021
Book Page1724/499
Lender
NameAGCAROLINA FARM CREDIT ACA
TypeBank
AddressRALEIGH, NC 27620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Edgecombe County assessment roll, as of December 11, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyEdgecombe County
Unified School DistrictEdgecombe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025$1,649.00 (+1.54%)$152,921 (+41.2%) Land $37,780 Building $115,141
2024$1,624.00 (+36.13%)
2023$108,299 (-) Land $32,660 Building $75,639
2022$108,299 Land $32,660 Building $75,639
2019$1,193.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1999–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDGECOMBE WATER & SEWER DISTRICT
serves 14,485 people · EPA ID NC0433050
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Haloacetic acids
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000

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