322 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 322 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,292 sqft · built 2022
Lot Size	0.549 acres (23,914 sqft)
Owner	Individual Name on File
Tax Bill	$2,314 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0412E01001`

Property Details

APN / Parcel Number

Primary APN	`0412E01001`
Alternative APNs	`041202001` `1029012` `1034579`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,292 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	23,914 sqft (0.549 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1034579
Street Address	322 E WAYCLIFF RD
City	HENDERSON
State	NC
Zip	27537-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	322 E WAYCLIFF RD LOT 16 .549
Legal Subdivision	HUNTSTONE SUBDIVISION TRACT C
Legal Tract	C
Legal Block	01
Legal Lot Number	16
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

322 E Waycliff Rd is owned and occupied by an individual.

Source: Vance County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	322 E WAYCLIFF RD, HENDERSON, NC 27537-6928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 27, 2022	Special Warranty Deed, Transfer PARKWAY TITLE INC, PARKWAY TITLE LLC
Jun 27, 2022	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	322 E WAYCLIFF RD, HENDERSON, NC 27537-6928
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WE WAYCLIFF RD, HENDERSON, NC 27537

Mortgage

Document Number	0001430/79
Date	Mar 28, 2023
Book Page	1430/79
Instrument	1096

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Jun 27, 2022
Property Address	322 E WAYCLIFF RD, HENDERSON, NC 27537-6928
Document Number	001418/300
Book / Page	1418 / 300
Map Reference	MB Z PG 455
Instrument Date	Jun 3, 2022
Instrument	2713
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$559.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 AMBCR STONE WAY, DURHAM, NC 27704-6409

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Jun 27, 2022
Property Address	322 E WAYCLIFF RD, HENDERSON, NC 27537-6928
Document Number	001418/302
Book / Page	1418 / 302
Map Reference	MB Z PG 455
Instrument Date	Jun 2, 2022
Instrument	2714
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E WAYCLIFF RD, HENDERSON, NC 27537-6928

Mortgage

Document Number	0000002715
Date	Jun 27, 2022
Instrument	2715

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 322 E Waycliff Rd was $2,314, down 5.9% from the year before.

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,314.00 (-5.93%)	$288,273 (-) Land $21,960 Building $266,313	$288,273 (-) Land $21,960 Building $266,313
2025	$2,460.00	$288,273 Land $21,960 Building $266,313	$288,273 Land $21,960 Building $266,313
2023	$2,430.00	$236,037 Land $18,000 Building $218,037	$236,037 Land $18,000 Building $218,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 E Waycliff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 E Waycliff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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