322 E Taylor St, Ladoga, IN 47954 Property Records

Montgomery County property record for 322 E Taylor St, Ladoga, IN 47954

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,004 sqft · built 1987
Lot Size0.179 acres (7,797 sqft)
OwnerIndividual Name on File
Last Sale$195,886 (Dec 2021)
Tax Bill$1,110 (2025)
Deeds & MortgagesOct 2025 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN006-23023-00

Property Details

APN / Parcel Number

Primary APN006-23023-00
Alternative APN
  • 54-16-18-113-057.000-009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,004 sqft Living Area
1st Floor Area3,166 sqft
Basement Area469 sqft
Unfinished Basement469 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number006-23023-00
Street Address322 E TAYLOR ST
CityLADOGA
StateIN
Zip47954-9367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 HARNEY & STOVERS ADD TO LADOGA
Legal SubdivisionHARNEY & STOVERS ADDITION
Legal Lot Number18
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group2
Census Block2100
Census Tract957500

Owner

322 E Taylor St is owned and occupied by an individual who bought it in December 2021.

Source: Montgomery County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address322 E TAYLOR ST, LADOGA, IN 47954-9367
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Dec 2, 2021Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Prior SaleJul 1, 2016 · Amount on File
Deed Document Number20218376
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IN
Property Address322 E TAYLOR ST, LADOGA, IN 47954-9367
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 E TAYLOR ST, LADOGA, IN 47954-9367

Mortgage

Document Number0202505019
DateOct 21, 2025
Instrument202505019
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Address1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount on Record
Term314 Months
DueDec 1, 2051

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IN
Recording DateDec 2, 2021
Property Address322 E TAYLOR ST, LADOGA, IN 47954-9367
Document Number0202108376
Instrument DateNov 19, 2021
Instrument202108376
Transaction TypeTransfer
Record UpdatedJun 12, 2023
Title CompanyPARTNERS TITLE GROUP INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 E TAYLOR ST, LADOGA, IN 47954-9367

Mortgage

Document Number0202108377
DateDec 2, 2021
Instrument202108377
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 322 E Taylor St was $1,110, up 4.8% from the year before.

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,110.00 (+4.82%)$166,700 (+13.02%) Land $15,600 Building $151,100$166,700 (+13.02%) Land $15,600 Building $151,100
2024$1,059.00 (-0.94%)$147,500 (-2.51%) Land $15,600 Building $131,900$147,500 (-2.51%) Land $15,600 Building $131,900
2023$1,069.00 (-7.45%)$151,300 (+1.34%) Land $12,900 Building $138,400$151,300 (+1.34%) Land $12,900 Building $138,400
2022$1,155.00$149,300 Land $12,900 Building $136,400$149,300 Land $12,900 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 E Taylor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 E Taylor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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