322 E Railroad St, Marengo, IL 60152 Property Records

McHenry County property record for 322 E Railroad St, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Deeds & Mortgages	Apr 2018 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-36-114-011`

Property Details

APN / Parcel Number

Primary APN	`11-36-114-011`

Location & Zoning

Street Address	322 E RAILROAD ST
City	MARENGO
State	IL
Zip	60152-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0034173 SUBLTS 3 & 6 LT 1 BLK 10 MARENGO PLAT NO 3
Legal Subdivision	MARENGO
Legal Block	10
Legal Lot Number	1,3,6
Jurisdiction	MCHENRY IL
Township / Civil Division	MARENGO
Census Block Group	3
Census Block	3072
Census Tract	871003

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 E RAILROAD ST, MARENGO, IL 60152-3136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK
May 13, 2020	Deed of Trust, Mortgage · Line of Credit PRAIRIE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2010
Deed Sale	Mar 22, 2010
Prior Sale	Mar 22, 2010
Deed Document Number	0000012934
Last Transfer Date	Sep 10, 2015
Transfer Doc	0000034173
Record Updated	Jun 7, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	322 E RAILROAD ST, MARENGO, IL 60152-3136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011439
Date	Apr 11, 2018
Instrument	2018R0011439

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank
Address	MARENGO, IL 60152

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	322 E RAILROAD ST, MARENGO, IL 60152-3136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016811
Date	May 13, 2020
Instrument	2020R0016811

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank
Address	MARENGO, IL 60152

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Marengo Township
Municipality	Marengo City
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$57,375 Land $22,254 Building $35,121	$172,125 Land $66,762 Building $105,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Nearby Flood Policies	74 units insured incl. 10 condo units
Nearby Flood Claims	18 (1978–2018)
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARENGO serves 7,572 people · EPA ID IL1110650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon, Xfinity.

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