322 E Queen St, Chambersburg, PA 17201 Property Records

Franklin County property record for 322 E Queen St, Chambersburg, PA 17201

Property Summary

Property Type	Apartments (5+ Units)
Details	2,196 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Apr 2022)
Tax Bill	$2,252 (2026)
Deeds & Mortgages	Apr 2022 Sale Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-1E2-65`

Property Details

APN / Parcel Number

Primary APN	`03-1E2-65`
Alternative APN	`03-1E02.-065.-000000`

Interior

Total Rooms	8 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,196 sqft Total Area

Exterior

Exterior Material	Brick
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 E QUEEN ST
City	CHAMBERSBURG
State	PA
Zip	17201-2318
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Jurisdiction	FRANKLIN PA
Township / Civil Division	CHAMBERSBURG
Census Block Group	2
Census Block	2021
Census Tract	10900

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12821 CEDAR HILLS DR, HAGERSTOWN, MD 21742-4807
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed, Transfer NOT AVAILABLE, PA RE STLMT SVCS LLC
Oct 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage ACNB BANK
Sep 15, 2017	Deed, Transfer · Commercial Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	202210298
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Apr 29, 2022
Property Address	322 E QUEEN ST, CHAMBERSBURG, PA 17201-2318
Document Number	0000010298
Instrument Date	Apr 28, 2022
Instrument	202210298
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	NOT AVAILABLE, PA RE STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12821 CEDAR HILLS DR, HAGERSTOWN, MD 21742-4807

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	322 E QUEEN ST, CHAMBERSBURG, PA 17201-2318
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019664
Date	Oct 18, 2019
Instrument	201919664

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Sep 15, 2017
Property Address	322 E QUEEN ST, CHAMBERSBURG, PA 17201-2318
Document Number	0000018491
Instrument Date	Sep 14, 2017
Instrument	201718491
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 EDITH DR, CHAMBERSBURG, PA 17202-9171

Mortgage

Document Number	0000018492
Date	Sep 15, 2017
Instrument	201718492

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
Municipality	Chambersburg Borough
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,252.00 (+1.99%)	$11,130 (-) Land $930 Building $10,200
2025	$2,208.00 (+4.25%)
2024	$2,118.00 (+2.67%)	$11,130 (-) Land $930 Building $10,200
2023	$2,063.00	$11,130 Land $930 Building $10,200
			$11,130 Land $930 Building $10,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1995–2025)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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