322 E Poplar St, Cobden, IL 62920 Property Records

Union County property record for 322 E Poplar St, Cobden, IL 62920

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (May 2024)
Tax Bill	$153 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-02-617`

Property Details

APN / Parcel Number

Primary APN	`04-29-02-617`
Alternative APN	`04-29-301-004`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	322 E POPLAR ST
City	COBDEN
State	IL
Zip	62920-2218
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S29 T11 R1W E PT LOT 24 PT NW SW.
Legal Range	01W
Legal Township	11
Legal Section	29
Legal Lot Number	24
Jurisdiction	UNION IL
Township / Civil Division	COBDEN DISTRICT 1
Census Block Group	4
Census Block	4000
Census Tract	950100

Owner

Source: Union County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 E POPLAR ST, COBDEN, IL 62920-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Closed-End Mortgage ANNA-JONESBORO NATIONAL BANK
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ANNA-JONESBORO NATIONAL BANK
Sep 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Deed Document Number	2024755
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	02021R2075
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	322 E POPLAR ST, COBDEN, IL 62920-2218
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E POPLAR ST, COBDEN, IL 62920-2218

Mortgage

Document Number	02024R0201
Date	Feb 13, 2024
Instrument	2024R0201

Lender

Name	ANNA-JONESBORO NATIONAL BANK
Type	Bank
Address	ANNA, IL 62906

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2054

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Oct 27, 2021
Property Address	322 E POPLAR ST, COBDEN, IL 62920-2218
Document Number	02021R2333
Instrument Date	Oct 25, 2021
Instrument	2021R2333
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 E POPLAR ST, COBDEN, IL 62920-2218

Mortgage

Document Number	02021R2334
Date	Oct 27, 2021
Instrument	2021R2334

Lender

Name	ANNA-JONESBORO NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%
Type Change Date	Oct 25, 2024
Change Frequency	3 Years
Min Rate At Change	3.25%
Max Rate At Change	4.75%
Index	3-Year CMT
Max Rate	4.75%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION IL
Recording Date	Sep 22, 2021
Property Address	322 E POPLAR ST, COBDEN, IL 62920-2218
Document Number	02021R2075
Instrument Date	Sep 20, 2021
Instrument	2021R2075
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E POPLAR ST, COBDEN, IL 62920-2218

Tax Assessment & Valuation

Source: Union County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cobden Village
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$153.00 (+0.66%)	$2,710 (+6.69%) Land $2,710	$8,130 (+6.69%) Land $8,130
2024	$152.00 (+7.8%)	$2,540 (+16.57%) Land $2,540	$7,620 (+16.57%) Land $7,620
2022	$141.00	$2,179 Land $2,179	$6,537 Land $6,537

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBDEN serves 1,267 people · EPA ID IL1810150
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Communications Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Blip Networks.

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