322 E Missouri Ave, Chamois, MO 65024 Property Records

Osage County property record for 322 E Missouri Ave, Chamois, MO 65024 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Year Built	Built 1980
Square Footage	1,664 sqft Adjusted Area
Lot Size	33,977 sqft (0.78 acres)
Occupancy	Owner Occupied
Tax Bill	$486.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-10-12-02-004-0005.00`
Alternative APN	`3101202004000500`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	1,664 sqft Adjusted Area
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Construction Type	Frame Construction
Lot Area	33,977 sqft (0.78 acres)

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Account Number	03101202004000500
Street Address	322 E MISSOURI AVE
City	CHAMOIS
State	MO
Zip	65024-1035
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	PT NE 1/4 NW 1/4 S OF HWY 100 SEC 12 T45N R8W
Jurisdiction	OSAGE MO
Minor Civil Division	BENTON
Census Blockgroup	2
Census Block	2025
Census Tract	490100

Owner

Source: Osage County records · APN 03-10-12-02-004-0005.00

Assessment roll updated May 31, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 E MISSOURI AVE, CHAMOIS, MO 65024-1035
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2002
Deed Sale	Jun 26, 2002
Deed Doc Number	0000301670
Record Refreshed	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE MO
Property Address	322 E MISSOURI AVE, CHAMOIS, MO 65024-1035
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E MISSOURI AVE, CHAMOIS, MO 65024-1035

Mortgage

Document Number	0000597/82
Date	Feb 05, 2024
Book Page	597/82
Instrument	20240217

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Dec 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osage County records · Assessment roll updated May 31, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chamois City
County	Osage County
Unified School District	Osage County R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$486.00 (+12.5%)	$7,069 (+10.66%)	$37,208 (+10.67%) Land $6,416 Building $30,792
2023	$432.00	$6,388	$33,621 Land $5,628 Building $27,993

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osage County (29151C), updated September 19, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.