322 E Louise St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 322 E Louise St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,216 sqft · built 1929
Lot Size0.157 acres (6,825 sqft)
OwnerCompany Name on File
Last Sale$40,000 (Feb 2022)
Tax Bill$1,764 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-13-153-002

Property Details

APN / Parcel Number

Primary APN8913-13-153-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area1,216 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,825 sqft (0.157 acres)
Lot Dimensions105 ft deep x 65 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area32 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address322 E LOUISE ST
CityWATERLOO
StateIA
Zip50703-2053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOGAN DALE HEIGHTS W 65 FT LOT 1 BLK 3 W 65 FT LOT 2 BLK 3
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionLOGAN DALE HEIGHTS
Legal Block3
Legal Lot Number1,2
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2021
Census Tract1702

Owner

322 E Louise St is owned by a company that bought it in February 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordCompany Name on File
Mailing Address195 MAIN ST, 101, WOODBRIDGE, NJ 07095-1968
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2022 · Amount on File
Deed SaleFeb 17, 2022 · Amount on File
Prior SaleFeb 21, 2013 · Amount on File
Deed Document Number202216701
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address322 E LOUISE ST, WATERLOO, IA 50703-2053
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200016686
DateFeb 16, 2022
Instrument202200016686
Lender
NameGNB BANK
TypeBank
AddressGRUNDY CENTER, IA 50638
Agreement
AmountAmount on Record
Term240 Months
DueFeb 25, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 322 E Louise St was $1,764, up 21.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,764.00 (+21.66%)$86,390 Land $11,120 Building $75,270$86,390 Land $11,120 Building $75,270
2024$1,450.00
2023$66,840 (+12.03%) Land $11,120 Building $55,720$66,840 Land $11,120 Building $55,720
2022$1,310.00$59,660 Land $11,120 Building $48,540
2021$59,660 Land $11,120 Building $48,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 E Louise St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 E Louise St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, GigFire, Nextlink, T-Mobile.

Nearby Properties on E Louise St

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