Ocean County and Ocean Gate Borough property record for 322 E Long Branch Ave, Ocean Gate, NJ 08740
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,456 sqft · built 1980 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,000 (Oct 2020) |
| Tax Bill | $7,885 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 22-00048-0000-00003 |
| Primary APN | 22-00048-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 2200048000002261 |
|---|---|
| Street Address | 322 E LONG BRANCH AVE |
| City | OCEAN GATE |
| State | NJ |
| Zip | 08740-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 40X100 |
| Legal Subdivision | OCEAN GATE SUPPLEMENTAL PLAN |
| Legal Block | 48 |
| Legal Lot Number | 3 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN GATE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 729000 |
Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 243, OCEAN GATE, NJ 08740-0243 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Dec 3, 2015 · Amount on Record |
| Deed Document Number | 2020118696 |
| Deed Book / Page | 18105 / 1773 |
| Prior Transfer Date | Oct 3, 2015 |
| Prior Transfer Doc | 0162571727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 5, 2026 |
| Property Address | 322 E LONG BRANCH AVE, OCEAN GATE, NJ 08740-1345 |
| Document Number | 0000034988 |
| Book / Page | 20363 / 943 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202634988 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 322 E LONG BRANCH AVE, OCEAN GATE, NJ 08740-1345 |
| Document Number | 0000034988, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 20363/943 |
| Instrument | 202634988 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 5, 2066 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 322 E LONG BRANCH AVE, OCEAN GATE, NJ 08740-1345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0181051779 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 18105/1779 |
| Instrument | 2020118697 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ocean Gate Borough |
| Secondary School District | Central Regional School District (07 - 12) |
| Elementary School District | Ocean Gate Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,000 (-) Land $146,000 Building $287,000 | $433,000 (-) Land $146,000 Building $287,000 | |
| 2025 | $7,885.00 (+10.78%) | $433,000 (+90.92%) Land $146,000 Building $287,000 | $433,000 (+90.92%) Land $146,000 Building $287,000 |
| 2024 | $7,118.00 (+12.86%) | ||
| 2023 | $226,800 Land $60,700 Building $166,100 | $226,800 Land $60,700 Building $166,100 | |
| 2022 | $6,307.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Nearby Flood Claims | 338 (1979–2026) |
| Claims Outside the SFHA | 25 of 338 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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